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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My wife and I are new Green Card holders, who spend much of the year in the US but do travel back to Canada for 3 - 5 months per year. We pay taxes in the US and I have worked part time for a US company under a TN visa for 3.5 years. I have paid into Social Security for over 8 years, but will not qualify for Medicare until December 2021. Our current ages are 68 (John) and 67 (Christine). Up until now we have been covered under the Canadian Health Ins. program with a travel supplement, however as of next month we will need US Health coverage to take us thru the next two years until we are eligible for Medicare. We are both in good health and would like to talk with someone who is knowledgeable in our best options. Thanks
Q:I was looking at quotes for your travel insurance plans and wanted to ask a question regarding the Safe Travels USA plan. If I look at the trip insurance version there is a description stating that a pre existing waiver is available as long as it is within 30 days of final trip payment. When I look at just the only the medical trip insurance for Safe Travels USA premium it only covers acute onset pre existing conditions. Could you clarify this? Additionally, if a pre existing waiver exists for the trip insurance version of safe travels, does this also remove the section in the certificate stating there is only $1000 coverage for the unexpected pre existing condition? Basically I want to make sure that pre existing conditions are covered to the policy maximum if a waiver is given.
Q:I am planning to visit USA with my spouse. I would like to take travel/health insurance policy to cover my stay in USA. However, I have the below questions and request to clarify please. Will the plan cover cancellation of our trip, due to any unforeseen circumstances?
Q:What is Plan A and Plan B in visitors care? It did not come up in quote but when we went to pay the dues. Also what does Budget, Standard and superior options mean?
Q:I would like to get insurance for my father-in-law
Q:My parents are travelling to the United States for 2 months and I need to buy Insurance for them. But I am not clear on what plans to purchase and need help i understanding about the same.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More