Ask Our Specialists

Hello, Thank you for contacting Insubuy for your insurance needs. Please provide the list of requirements that your university has provide so that we can recommend plans accordingly. Dear Sir: Please find attached the list of requirements of UFl for J-1 visa holders. You can purchase Inbound USA Fixed coverage plan or Atlas America or Atlas Essential Comprehensive plan. Would like to know that your husband will turns 70 while his stay over here. In that case he will not be eligible for Inbound USA plan. Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Atlas Essential brochure, instant purchase link, /atlas-essential-america-insurance/ You can compare these plans at, /j1-visa-health-insurance/ We have sent you quote in a separate e-mail also. Please feel free to contact us if you have any further questions.

Thank you for your interest in purchasing insurance through us. You can purchase Navigator Student plan with $0ded. Navigator student brochure, instant purchase and other useful information, /geo-blue-navigator-student-insurance/ Please review this and if you have any further questions feel free to contact us. So Navigator Student Plan is the only one meets the coverage I need? Unlimited benefit per Policy Year The deductible does not exceed $75.00 per injury/illness $ 50,000 Minimum coverage for Evacuation Expenses to your home country if necessary $ 25,000 Minimum coverage for Repatriation of Remains to your home country in case of death That’s correct because your school is asking for unlimited benefit other plans have max. limit like $200k, or $500k etc.

Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. Plan will provide $250 for loss of checked luggage and it will be secondary to any other benefits you get from airline. It does not cover flight delay. Because this is your medical insurance NOT Trip insurance. If you want you can purchase separate trip insurance to cover flight delay or missed flight etc. 2. That’s correct. 3. Patriot has Coventry/ First health while Atlas has only First Health. Yes. 4. Please provide the zip code so we can also look and let you know. How long do you need coverage for her? You can also look at Patriot Exchange plan which is suitable for J2/F2 visa holder. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can compare Atlas And Patriot plan at www.insubuy.com or visit our F1/F2 visa insurance section at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions. Thank you for the quick response. As to your question, the Zip Code of my address in the US is 37212. So as you said, the Patriot Exchange plan will fit the most to my wife, right? I wonder does it has any better benefits, other than a larger and better PPO network, than the Atlas American plan has? I read the big thread on "Sharing experience" on Immihelp and saw that Atlas is a very popular plan. I looked at the PPO network and found same number of hospitals within 10 miles for both atlas and patriot Exchange plan. Atlas and Patriot Exchange plan is for J1 visa while Patriot America plan is mostly for visitor. You can purchase either of the plan. Please compare both plans at, /j1-visa-health-insurance/ And decide which plan fits your need. Please feel free to contact us if you have any further questions.

Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from many companies. But unfortunately there is no short term plan for an international visitor which cover routine maintenance or preventive care for the pre-existing. However, some plan has coverage for acute onset of pre-ex below age 70yrs. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans, you can narrow by with pre-ex coverage and compare them side by side. Please feel free to contact us if you have any further questions while reviewing the policy information. If you provide their travel date, exact age and which state do they need coverage will be glad to send you quote by e-mail. Hello, I am planning to visit another country. Do I need a visitor Insurance. I want to know more about visitor insurance.

Thank you for your interest in purchasing insurance through us. We have many plans that meets standard J1 visa requirements. But Virginia Tech has some waiver form or compliance form that we need to sign whenever you purchase insurance outside VT. Can you please send us compliance form in pdf attachment. If you have only the requirements that you have sent us you can purchase any of the plan from our J1/J2 visa insurance section. /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. I would suggest to purchase Atlas America plan. Please feel free to contact us if you have any further questions.

Thank you for contacting Insubuy for your insurance needs. In order to provide you with an accurate quote please provide the visa type that you will be arriving to the United states on as well as your age and a quote for coverage can be sent for your review. I will travel with a J-1 visa and I am currently 36 years old. The quote has been sent under a separate email. If you have any questions please feel free to contact our office.