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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:We are going to visit Miami, USA 1-10 January 2018. Seems like you have insurance for groups. We are 5 people, all Russians, 24-27 years old. We need Coverage 100.000$ and Deductible 0. I prefer to use Atlas group, two of us have Tokiomarine ID. Can you help us?
Q:After studying all plans offered for J1 visitors I've decided to purchase ATLAS-AMERICA. For me it would be important: 0 dollar deductible and max. of all benefits: 500.000 (at least) There are two things to ask: 1. According the J1 visa requirements Medical Evacuation have to meet 50.000 dollars, while as I saw this policy does not exceed 25.000. 2. I would like to ask that does the policy cover dental? If not, which policy should cover even dental? Can you offer for me a policy which meet the requirements listed above?
Q:I am already in USA as a visitor, but I am planning to extend my stay and travel to Canada and back to USA within next few months. Therefore I am planning to purchase the insurance for approximately 6 months. My question is that can I still buy insurance when I am already in USA? And I would like to have a terms and condition and policy details of the insurance before I make a purchase.
Q:I am looking for dental coverage for my 74 year father who will be visiting USA next month and will stay for 4 months. Can you provide an estimate of dental coverage for him?
Q:I will be an Exchange Visitor (J1) in the US from the 1st of December 2017 to the 7th of July 2018. My family will also be with me as J2 dependents. Being an Exchange Visitor there are some minimal requirements what the insurance has to meet. These are the next: 1. Medical benefits of at least $100,000 per accident or illness; 2. Repatriation of remains in the amount of $25,000; 3. Expenses associated with medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and 4. A deductible not to exceed $500 per accident or illness. I'd like to add that in case of my two children (aged 4 in January 2018) we would like to add to their basic policy even a kind of extra policy. I would be calmer if they would be covered by a higher priced insurance, in case of any fortuitous illness . So, making our quote, please remember that they should be covered better. In the light of these conditions I'm asking what kind of insurance can you offer for us?
Q:I am 74 but I do not really have a preexisting condition. I take synthroid and two metoprolol (25 mg) daily. What will be considered pre-existing conditions? I will want this coverage every year for 6 months.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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