Specialty Insurance Plans

Plan	Details	Comments
Quotes & Purchase	US/Canada: After deductible, pays 90% to $5,000, then 100% to policy max. Outside US/Canada: After deductible, pays 100% to policy max. Outstanding Restrictions Details: Brochure \| Paper Application \| Country Restrictions Direct Billing: Through First Health PPO Network (Within the U.S.) Not renewable but Refundable \| Instant ID card Covers outside country of citizenship including during travel Underwriter: Sirius International	Patriot Adventure is ideally suited for those that participate in hazardous sports activities that are not covered in other travel insurance plans, even with optional hazardous sports riders. Not available MD for non-U.S. citizens
Quotes & Purchase	After deductible, pays fixed amounts as per schedule of benefits Benefits (All Plans) Details: Brochure \| Certificate Wording Direct Billing: Through multiple PPO Networks Paper Application \| Country Restrictions Renewable (for min. 5 days) and Refundable \| Instant ID card Covers outside home country including during travel Underwriter: Lloyds	Provides low cost coverage from 5 days to 728 days for visitors to the U.S. Fixed coverage plan with PPO network and network negoiated fees. Not available if the person is physically located in the state of NY at the time of application.
Paper Application	Kidnap, extortion, detention and hijack coverage Details: Brochure \| Paper Application You must pay the ransom first and then file for reimbursement. Underwriter: Lloyds	Useful insurance for individuals with high net worth, corporations, missionary groups, financial institutions and educational institutions.
Paper Application	$100,000 to $20,000,000 of confidential term life insurance Details: Brochure \| Paper Application Must have insurable interest through written agreement. Underwriter: Lloyds	Not available for spouse or ex-spouse. No medical examination required. Not available in : AK, IA, KY, MS, MT, NE, NJ, RI, WY