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PIU Group Major Medical Insurance

PIU Group Major Medical Insurance

PIU Group Major Medical insurance is suitable for groups of foreign nationals visiting the U.S., U.S. citizens residing or traveling outside the U.S., or foreign nationals who reside outside the U.S. and work for a USA firm.

You can get the policy maximum from $25,000 To $1,000,000 per person. You can get the deductible choices from $100 to $2,500 or more.

For any eligible medical expenses, you will have to first pay the deductible. After that the plan pays 80% of next $5,000 in eligible expenses, and then 100% to the policy maximum. However, there are per day limits for hospital room & board and ICU charges. Please review the brochure for complete details.

PIU Group Major Medical insurance can be used for business assignments, pleasure, educational pursuits or religious activities. PIU Group Major Medical insurance is available for short term, long term or multiple trips.

For elder ages, the policy maximum is limited to lower amounts. For 70-74, the limit is $250,000, for 75-79, the limit is $100,000 and for 80-84, the limit is $50,000.

PIU Group Major Medical insurance is underwritten by Lloyd's, that is rated A "Excellent" by A.M. Best.

There are many exclusions in the plan, just like any other group medical insurance. Please make sure to review the brochure for details.

In addition to the medical expenses, you can also get coverage for repatriation of remains, common accident provision and global medical transportation coverage.

Even though the above description is a standard description of coverage, it can be altered on a case by case basis.

Plan Details

Direct Billing: Depends upon provider. No PPO network.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More