International Marine Medical Insurance

International Marine Medical Insurance

International Marine Medical Insurance (IMMI) provides comprehensive insurance coverage to groups of marine crew who spend most of the time outside the U.S. territorial waters.

International Marine Medical Insurance is an employer sponsored insurance plan designed for groups of 3 or more. Individuals should consider purchasing Global Medical Insurance and the membership is portable between these two plans.

International Marine Medical Insurance is available to marine captains, their crew members and their dependents. Citizens of any country can enroll into the plan. However, U.S. citizens have a restriction on the duration they can spend in a year in the U.S.

IMMI covers the Usual, Reasonable, and Customary (URC) charges for eligible expenses in the area where treatment is received. Deductible are per insured person per calendar year with a maximum of 3 deductible per family per calendar year. For eligible expenses incurred in the United States, outside of the independent PPO network: once the deductible is met, the plan will pay 80% of all eligible expenses up to US$5,000 then 100% of eligible expenses to the policy maximum. For eligible expenses incurred in the United States, within the independent PPO network: the deductible and coinsurance will be waived and the plan will pay 100% of eligible expenses. For eligible expenses incurred outside of the United States: once the deductible is met, the plan will pay 100% of eligible expenses up to the policy maximum.

International Marine Medical Insurance provides $5,000,000 policy maximum limit per person. Please make sure to read the brochure for the complete details of the plan.

If you are interested in purchasing this insurance, please complete the quote request form and we would be glad to provide you with the quotes.

International Marine Medical Insurance is underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group company, and is rated A- "Excellent" by A.M. Best.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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