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The International Major Medical Insurance Plan

International Major Medical Insurance

The International Major Medical Plan (IMMP) provides short term health insurance coverage to visitors to USA, those temporarily working in USA and new immigrants to the USA. It provides coverage up to 11 months.

International Major Medical Insurance is administered by Petersen International Underwriters and is underwritten by Lloyd's of London, rated A "Excellent" by A.M. Best.

International Major Medical Plan offers the policy maximums from $50,000 to $1,000,000. However, as it offers the most policy maximum for people of the age 70 years and above, it is most popular in the age group of 70 years to 84 years.

You can submit an instant application online on this web site. You will be approved right away, you pay for it and your insurance is confirmed immediately. It takes longer in specific states due to regulatory requirements concerning paper applications. You will get the fulfillment kit (insurance policy, ID card etc.) in an email that you can print and keep with you while traveling.

Pros

  • Provides the highest amount of coverage for most elderly people. Provides up to $250,000 policy maximum for 70 to 74 years, $100,000 policy maximum for 75 to 79 years, $50,000 policy maximum for 80 to 84 years.
  • Reputed underwriter Lloyd's of London who has the solid history of over three hundred years in business.

Cons

  • No PPO network.
  • No paper insurance card in the postal mail (only through email).
  • Not extendable nor refundable.

Plan Details

Direct Billing: Depends upon provider. No PPO network.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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