The International Major Medical Plan (IMMP) provides short term health insurance coverage to visitors to USA, those temporarily working in USA and new immigrants to the USA. It provides coverage up to 11 months.
International Major Medical Insurance is administered by Petersen International Underwriters and is underwritten by Lloyd's of London, rated A "Excellent" by A.M. Best.
International Major Medical Plan offers the policy maximums from $50,000 to $1,000,000. However, as it offers the most policy maximum for people of the age 70 years and above, it is most popular in the age group of 70 years to 84 years.
You can submit an instant application online on this web site. You will be approved right away, you pay for it and your insurance is confirmed immediately. It takes longer in specific states due to regulatory requirements concerning paper applications. You will get the fulfillment kit (insurance policy, ID card etc.) in an email that you can print and keep with you while traveling.
- Provides the highest amount of coverage for most elderly people. Provides up to $250,000 policy maximum for 70 to 74 years, $100,000 policy maximum for 75 to 79 years, $50,000 policy maximum for 80 to 84 years.
- Reputed underwriter Lloyd's of London who has the solid history of over three hundred years in business.
- No PPO network.
- No paper insurance card in the postal mail (only through email).
- Not extendable nor refundable.