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Voyager Essential Insurance

Voyager Essential Insurance

Voyager Essential Insurance is low cost and high quality travel insurance for the U.S. residents traveling outside the U.S. for a short duration.

Unlike Voyager Choice Insurance, Voyager Essential Insurance does not provide any coverage for pre-existing conditions. Another difference is that prescription drugs are covered only 50%, compared to 100%.

Voyager Essential Insurance is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. Best.

You can purchase Voyager Essential insurance for your trips ranging from 7 days to 182 days. Instant online purchase on this web site makes it easy for you purchase the insurance. You don't need to go through a medical exam or wait underwriting, and there is no paperwork involved to purchase. Once your purchase is complete, immediately after you receive an email confirmation with your fulfillment kit, which you should carry with you when you are traveling abroad.

Voyager Essential insurance allows you to receive treatment from any doctor or hospital you choose. However, you can definitely use contracted English speaking doctors worldwide which will make it much easier for communication when you are already sick or injured. If you visit a non-contracted provider that asks you to make an upfront payment, filing for reimbursement is easy and quick.

You can choose from deductible choices of $0, $100, $250, and $500; and from policy maximum choices such as $50,000, $100,000, $500,000 and $1,000,000; this provides you with ultimate flexibility when choosing the right travel insurance coverage for your needs.

Voyager Essential Insurance also covers downhill (alpine) skiing and scuba diving up to $25,000.

For initial purchase made on or after 09/15/2020, Voyager Essential insurance provides the coverage for COVID-19 (Coronavirus) just like any other eligible medical condition that occurs after the effective date of the policy.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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