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Confidential Failure to Survive Insurance

Confidential Failure to Survive Insurance

The Confidential Failure to Survive Insurance provides contingent insurance benefits for whoever purchases a policy on the insured person without their knowledge. Such insurance can be purchased only where there is clear financial justification such as a contract. Common coverage needs are divorce decree, venture capital, bank loan, personal loan, buy/sell agreement, key person, movie production, surrogate mother, business agent, or outstanding invoices.

Please note that you can buy insurance on your ex-spouse to cover any alimony or child support payments.

You can download the paper application and send it to us. Underwriting normally takes 2-3 days. As this insurance is to be purchased without the other person's knowledge, there is no medical examination required.

As long as there is a financial justification for it, you can buy the insurance from $100,000 to $20,000,000 or more.

There should be a written agreement between the policy owner and the insured to justify such insurance. Such agreement will be review annually to maintain the coverage.

The Confidential Failure to Survive Insurance is administered by Petersen International Underwriters and is underwritten by Lloyds, that is rated A "Excellent" by A.M. Best.

Please note that there are several exclusions related to the ineligibility for coverage such as injury due to drunk driving, HIV or AIDS, suicide, war, terrorism etc. Please make sure to review the brochure for complete details.

Plan Details

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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