Safe Travels First Class, as the name suggests, is a high-end travel insurance for US citizens and residents taking either domestic or international trips.
Safe Travels First Class can be purchased for any trip up to 90 days and covers trip cancellation up to 100% of the trip cost and trip interruption up to the 150% of trip cost.
Additionally, it covers trip delay, missed connection, emergency accident & sickness medical evacuation, medical evacuation and repatriation, loss of baggage or personal effects, baggage delay, 24-hour AD&D, property damage and travel assistance services. Of course, the limits for all of the coverages are higher than other similar products.
You can optionally upgrade the coverage for loss of baggage or personal effects and add the coverage for flight accident, collision damage waiver and pet assist.
Safe Travels First Class can also optionally provide coverage for cancel for any reason, up to 75% of a non-refundable trip cost.
If you are not satisfied with the coverage, you can cancel the insurance within 10 days and get a refund, as long as you have not departed on the trip and have not filed a claim.
Safe Travels First Class is not available to the residents of a few states. In addition, some of the benefits and optional coverage may not be available in some states.
Safe Travels First Class is underwritten by Nationwide Mutual Insurance Company, rated A+ "Excellent" by A.M. Best.
Safe Travels First Class will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.