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GeoBlue Xplorer Insurance - Xplorer Premier and Xplorer Essential

GeoBlue Xplorer Insurance

GeoBlue Xplorer is an excellent international health insurance that provides coverage inside and outside the U.S.

GeoBlue Xplorer offers two plans choices:

  • Xplorer Premier - Worldwide coverage including USA.
  • Xplorer Essential -Worldwide coverage excluding USA.

Within the USA, GeoBlue Xplorer insurance participates in BlueCross BlueShield PPO network, which is widely accepted all over the U.S.

In GeoBlue Xplorer, you can choose from several deductibles; the deductible also determines coinsurance, which affects the out of pocket maximum. When coverage is used in the U.S., the deductible and out of pocket maximum doubles for care received outside the PPO network, compared to care received within the PPO network. However, the in-network deductible reduces by 50% for care outside the U.S.

GeoBlue Xplorer is an annually renewable, comprehensive major medical insurance plan. This plan is primarily designed for people living outside the U.S., both individuals and their families.

GeoBlue Xplorer are medically underwritten plans; they are not Affordable Care Act (PPACA) compliant. However, GeoBlue Xplorer follows HIPAA rules.

All US citizens living abroad that are under the age of 74 years can apply for coverage. Additionally, all legal residents of the U.S. who are under the age of 74 years can apply for coverage, as long as they reside in an approved state.

For those living abroad, you should enter the zip code 20036 when applying for coverage.

GeoBlue Xplorer insurance is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. best.

GeoBlue Xplorer has no waiting period or sublimit for preventive services and there are no precertification penalty for inpatient or outpatient care.

Plan Details

Direct Billing: Through BlueCross BlueShield PPO Network

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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