Atlas Premium International is a high-end international travel medical insurance for people traveling outside the U.S. and outside their home country.
Atlas Premium International travel insurance is administered by Tokio Marine HCC - MIS Group and is underwritten by Lloyds of London, rated A "Excellent" by A.M. Best.
You can buy Atlas Premium International as little as 5 days and up to 364 days. You can also extend it as little as 1 day, a feature available exclusively through us. Simply contact us or you can extend it online. As long as you extend your policy before the current expiration date, you are able to instantly extend online; there are no additional qualification criteria to extend and it does not matter if you had claims in the prior period of coverage. Irrespective of the number of times you extend the policy, you will have to pay the deductible and coinsurance only once for the certificate period.
With the Atlas Premium International plan, there is no need to limit your healthcare to participating providers only; you can visit any doctor or hospital you choose. Healthcare in foreign countries does not work the same as in the United States, some doctors or hospitals may not be familiar with health insurance at all and may not want to bill the company directly. In that case, you would pay out of pocket and file for reimbursement of eligible expenses.
Atlas Premium International meets the Schengen visa travel insurance requirements. Once you purchase the insurance, you will get a link to print the visa letter (or you can print it from our web site under Client Center) and take it to the Embassy or the Consulate.
Compared to classic Atlas International, Atlas Premium International provides $2,000,000 policy maximum option and higher limits for some of the benefits. Please look at the certificate wording for complete details.