Atlas Travel Insurance is an excellent choice whether your relatives are visiting the U.S. or you are traveling outside the U.S. to Schengen countries or most other countries.
Whether you travel for leisure, tour or you are business professionals, adventurer or vacationer going overseas, Atlas Travel Insurance is the right choice. If you are a missionary or high school student studying abroad, Atlas Travel Insurance is for you.
Atlas Travel Insurance has two plans:
Atlas America Insurance - Excellent visitors insurance when parents are relatives are visiting the U.S.
Atlas International Insurance - Excellent travel medical insurance when you are traveling outside the United States.
Atlas Travel Insurance is administered by HCC Medical Insurance Services (HCCMIS) and underwritten by Lloyds of London, rated A "Excellent" by the A.M. Best Company.
Atlas Travel Insurance provides coverage for an Acute Onset Of Pre-Existing Conditions for people below 70 years of age, up to the overall policy maximum.
Atlas Travel Insurance is a guarantee issue plan. In other words, it does not require any underwriting or paperwork to be submitted. You can make an instant purchase online on this web site and you will get the insurance ID card and other documents such as description of coverage instantly in the email.
If you visit the provider outside the U.S. or if you visit the provider in the PPO network and they bill directly, there is no coinsurance.
Most other travel insurance plans charge additional premium (15% to 20%) for hazardous sports coverage. However, they are automatically included in Atlas Travel Insurance. Even after purchasing hazardous sports coverage, many other travel insurance plans have the height limitation of 4,500 meters but Atlas Travel Insurance will provide coverage up to the height of 7,000 meters, making it a very attractive plan for traveling to places like Mt. Kilimanjaro or Mt. Kailash/Mansarovar.
If you are traveling to the Schengen countries (such as France, Belgium, Germany, Italy and many others), you will require a visa letter that indicates that you have a valid travel insurance that meets all the requirements of the Schengen visa insurance. Atlas International insurance is a very popular travel medical insurance that meets all the standard requirements of Schengen visa insurance and the visa letter is available in English and Spanish. You can download it from this web site from the Client Center soon after purchasing the insurance. Some Schengen consulates have additional requirements such as the insurance company must have the office in Europe, or even in Schengen countries and Atlas Travel Insurance meets those needs. In case you need to change your destination country after the purchase of the insurance, you can do it online, which can be very convenient.