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(866) INSUBUY 467-8289 Mon-Fri: 8 AM - 9 PM CST Sat-Sun: 8 AM - 5 PM CST
Atlas Essential Insurance

For budget-conscious travelers, Atlas Essential Insurance provides coverage for the basic, necessary benefits while traveling outside the home country.

Atlas Essential Insurance has two plans:
Atlas Essential America Insurance - For persons visiting the U.S.
Atlas Essential International Insurance - Travel medical insurance when you are traveling outside the U.S.

Atlas Essential Insurance is administered by HCC Medical Insurance Services (HCCMIS) and underwritten by Lloyds of London which is rated A "Excellent" by the A.M. Best Company.

Atlas Essential Insurance does not provide any coverage for acute onset of pre-existing conditions and pays 75% to the policy maximum, you pay 25% to the policy maximum. Also, there is no coverage for complication of pregnancy, emergency reunion, return of minor children, trip cancellation, loss of checked luggage, Accidental Death & Dismemberment, Common Carrier Accidental Death, identity theft assistance, hospital indemnity, natural disaster benefit etc.

Therefore, if you are a healthy person with low concerns, you can get a really good low-cost travel insurance by avoiding several benefits that you may not need.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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