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Atlas Essential Insurance

Atlas Essential Insurance

For budget-conscious travelers, Atlas Essential Insurance provides coverage for the basic, necessary benefits while traveling outside the home country.

Atlas Essential Insurance has two plans:
Atlas Essential America Insurance - For persons visiting the U.S.
Atlas Essential International Insurance - Travel medical insurance when you are traveling outside the U.S.

Atlas Essential Insurance is administered by Tokio Marine HCC - MIS Group and underwritten by Lloyd's of London which is rated A "Excellent" by the A.M. Best Company.

Atlas Essential Insurance does not provide any coverage for acute onset of pre-existing conditions and pays 75% to the policy maximum within the PPO network and pays usual, reasonable and customary to the policy maximum outside the PPO network. Also, there is no coverage for complication of pregnancy, emergency reunion, return of minor children, trip cancellation, loss of checked luggage, Accidental Death & Dismemberment, Common Carrier Accidental Death, identity theft assistance, hospital indemnity, natural disaster benefit etc.

Therefore, if you are a healthy person with low concerns, you can get a really good low-cost travel insurance by avoiding several benefits that you may not need.

Complete details about

For initial purchase made on or after 07/15/2020, Atlas Essential insurance provides the coverage for COVID-19 (Coronavirus) just like any other eligible medical condition that occurs after the effective date of the policy.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More

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