GeoBlue Navigator Missionary offers worldwide medical coverage especially designed for career missionaries and volunteers.
GeoBlue Navigator Missionary insurance has an unlimited annual and lifetime medical maximum. However, it is important to note that GeoBlue Navigator Missionary is not an Affordable Care Act (PPACA) compliant insurance and requires medical underwriting. However, pre-existing conditions can be covered with prior creditable coverage.
GeoBlue Navigator Missionary insurance has no waiting period or sublimit for preventive services, and there are no precertification penalties for inpatient or outpatient care.
Within the U.S., GeoBlue Navigator Missionary participates in BlueCross BlueShield PPO network, which is very well recognized and accepted throughout the United States.
All U.S. citizens and U.S. permanent residents living abroad at the time of application are eligible to apply, provided they are under the age of 74 years. Eligible applicants must be scheduled to reside outside their home country for at least 3 months per year and must be involved in missionary or NGO activity. That means it can provide coverage up to 9 months in a year within the U.S. It can provide coverage for both eligible individuals and their families. Whether you are non-profit charitable staff or faith-based charity, GeoBlue Navigator Missionary can provide excellent health insurance.
GeoBlue Navigator Missionary offers various deductible choices. When visiting a provider outside the PPO network in the US, the deductible is doubled; but when visiting a provider outside the U.S., it is reduced by half. The deductible is waived for prescription medications and only the copay applies.
GeoBlue Navigator Missionary is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. Best.
For those planning to reside in the Schengen countries in Europe, it meets all the Schengen visa requirements.