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Travel Basic Insurance - Trip Protection Coverage

Travel Basic Insurance

Travel Basic is an individual travel protection insurance policy for U.S. residents taking overnight trips more than 100 miles from their primary residence.

Trips can be as long as 30 days and the maximum trip cost is $10,000 per person.

Travel Basic includes essential benefits for Trip Cancellation, Trip Interruption, medical expenses, baggage delay, missed connection, and more. Additional optional upgrades for AD&D Common Carrier (Air only) and Car-Rental Collision coverages are available to residents of most U.S. states.

The sooner you purchase this plan, the more coverage you get. If Travel Basic is purchased within 15 days of the initial trip payment, then additional coverages are available; these extra coverages are for a pre-existing medical condition exclusion waiver, trip cancellation or trip interruption due to financial default, and trip cancellation or trip interruption due to work reasons.

If you are not satisfied with the coverage, you have a 15 day look period* from the effective date to cancel the insurance coverage and get a refund; you must not have departed on your trip and there can be no claims filed.

Travel Basic is underwritten by Berkshire Hathaway Specialty Insurance Company, rated A++ "Superior" by A.M Best.

*Indiana residents have a 30 day look period.

The above is a generic description of the plan. Please review the applicable state specific Policy wording for complete details, including benefits, coverages, limitations, and exclusions.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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