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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Travel Basic is an individual travel protection insurance policy for U.S. residents taking overnight trips more than 100 miles from their primary residence.
Trips can be as long as 30 days and the maximum trip cost is $10,000 per person.
Travel Basic includes essential benefits for Trip Cancellation, Trip Interruption, medical expenses, baggage delay, missed connection, and more. Additional optional upgrades for AD&D Common Carrier (Air only) and Car-Rental Collision coverages are available to residents of most U.S. states.
The sooner you purchase this plan, the more coverage you get. If Travel Basic is purchased within 15 days of the initial trip payment, then additional coverages are available; these extra coverages are for trip cancellation or trip interruption due to financial default, and trip cancellation or trip interruption due to work reasons.
If you are not satisfied with the coverage, you have a 15 day look period* from the effective date to cancel the insurance coverage and get a refund; you must not have departed on your trip and there can be no claims filed.
Travel Basic is underwritten by Berkshire Hathaway Specialty Insurance Company, NAIC #22276, rated A++ "Superior" by A.M Best.
*Indiana residents have a 30 day look period.
The above is a generic description of the plan. Please review the applicable state specific Policy wording for complete details, including benefits, coverages, limitations, and exclusions.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Purchase travel medical insurance that includes emergency medical evacuation.
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Buy J visa medical insurance to meet your requirements.
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Make an instant purchase online and get instant visa letter.
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Purchase annual multi trip travel insurance for your travels.
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Purchase international student health insurance that meets most school requirements.
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