Safe Travels USA Comprehensive Insurance is a visitors insurance plan for visitors coming to the U.S. Safe Travels USA Comprehensive Insurance provides coverage for persons through the age of 89 years.
Safe Travels USA Comprehensive Insurance provides coverage outside the home country. This plan is not available to any individual who has been residing in the USA for more than 365 days prior to their Effective Date.
Safe Travels USA Comprehensive Insurance participates in the First Health PPO network which is a very widely recognized PPO network all over the U.S. Of course, you are free to visit any doctor or hospital of your choice outside the PPO network. However, when you go in the PPO network, the providers will charge only the network negotiated fees, which are typically lower than their regular fees.
Safe Travels USA Comprehensive Insurance has a wide choice of deductibles ranging from $0 to $5,000. Most other visitors insurance plans don't have $5,000 deductible available. After the deductible, the plan will pay 100% to the policy maximum.
Safe Travels USA Comprehensive Insurance is underwritten by Crum and Forster SPC, rated A by A.M. Best.
Safe Travels USA Comprehensive Insurance covers sudden and acute onset of pre-existing conditions up to the selected policy maximum for anyone up to the age of 70; for those aged 70 - 89, the benefit is reduced to $35,000. That makes it the only comprehensive coverage plan available that provides $35,000 in sudden and acute onset of pre-existing conditions coverage for anyone of the age 70 years to 89.
As Safe Travels USA Comprehensive Insurance is one of the few comprehensive visitors insurance plans that provide $50,000 policy maximum for persons of the age 80 years and above, it is very popular in that age group.
Safe Travels USA Comprehensive will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.