Please call us at toll-free +1 (866) INSUBUY or +1 (972) 985-4400.
WhatsApp: +1 (972) 795-1123
Our working hours: US Central Time
{{allSevenDays}} US Central Time, 7 days a week.
Email us at: ofni
We will give you a call back at +{{form.isdCode}}-{{form.phoneNumber}}.
We can call you at your convenience, fill out the form below.
Name should not contain numbers or special characters.
Phone Number is required.Cannot contain special characters.Phone number should contain at least one number.
We have found an existing call back request. If you would like to replace the existing request click UPDATE.
Time: {{phoneReschDetails.time}}
Timezone: {{phoneReschDetails.timezone}}
The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
With ExchangeGuard, there are many policy maximum, coinsurance, and deductible choices to choose from to meet the different needs of our customers, making ExchangeGuard a great international medical insurance plan to choose for students, dependents and families with young children when the primary visa holder is studying, researching, teaching or participating in a cultural exchange program in the U.S.
You can choose from these policy maximum options: $100,000, $250,000, or $500,000 with ExchangeGuard Insurance.
To meet the requirements of many universities, international students, and the requirements for J visa holders, the plan provides coverage for medical expenses, emergency medical evacuation, and repatriation of remains.
With the ExchangeGuard insurance plan, you can choose either ExchangeGuard Choice, which offers a 6 month waiting period for pre-existing conditions or ExchangeGuard Essential, which has a longer waiting period, 12 months, for coverage of pre-existing conditions. These options allow you to choose the coverage that fits your needs best.
There are many other unique features of both ExchangeGuard plans:
ExchangeGuard insurance is extendable up to a duration of 364 days at a time and can be renewed for a maximum of 4 years. If you need to end your coverage, you can request a cancellation and a refund, minus a $25 cancellation fee, for the unused days as long as you have no claims on file.
To be eligible for this plan you must hold a a valid F-1/F-2/F-3 visa or J1/J2 visa. Your host country must be the U.S., you must be outside your home country, and you must not have established a resident status in your country of study. You may be asked to prove your eligibility for ExchangeGuard insurance, in that case you will need a copy of your visa or other immigration documents, such as I-20 or DS-2019.
Even though ExchangeGuard insurance meets the minimum criteria established by many universities, you should first check the compliance or waiver form provided to you by your university to make sure that this plan meets all of the requirements before buying the insurance. If you're unsure or you need the compliance/waiver form to be completed by the insurer, just let us know and we will assist you.
ExchangeGuard insurance is underwritten by Lloyd's, and is rated A "Excellent" by A.M. Best.
For initial purchase made on or after 05/15/2020, ExchangeGuard insurance provides the coverage for COVID-19 (Coronavirus) just like any other eligible medical condition that occurs after the effective date of the policy.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More