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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
ExchangeGuard Group insurance is for groups of five or more traveling outside of their home country for studying, researching, teaching, or participating in a cultural exchange program in the U.S.
This plan provides coverage for medical expenses, emergency medical evacuation, and repatriation of remains to meet the requirements for J visa holders.
There are two plan options to choose from. ExchangeGuard Group Choice has a 6-month waiting period for pre-existing conditions. ExchangeGuard Group Essential has a 12-month waiting period for pre-existing conditions.
ExchangeGuard Group offers policy maximum options of $100,000, $250,000, or $500,000. The deductible options are $0, $100, $250, or $500.
You must hold a valid F-1/F-2/F-3 visa or J1/J2 visa to be eligible for this plan. The host country must be the U.S., you must be outside your home country, and you must not have established a resident status in your country of study. You may need a copy of your visa or other immigration documents to prove your eligibility for ExchangeGuard Group insurance.
ExchangeGuard Group insurance is underwritten by Lloyd's, and is rated A "Excellent" by A.M. Best.
ExchangeGuard Group will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More