Safe Travels USA Insurance is a visitors insurance plan for visitors to the USA. It is a comprehensive coverage plan. Safe Travels USA Insurance provides coverage for any person aged up to 90 years.
Safe Travels USA Insurance provides coverage outside the home country. Safe Travels USA Insurance participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. Of course, you are free to visit any doctor or hospital of your choice outside the PPO network. However, when you go in the PPO network, the providers will charge only the network negotiated fees, which are typically lower than their regular fees.
Safe Travels USA Insurance has a wide choice of deductibles ranging from $0 to $5,000 and a $0 deductible for treatment provided by an in network provider. For in network coverage, the plan pays 100% up to the selected policy maximum. If you visiting an out of network provider, then after you pay the deductible, Safe Travels USA Insurance pays 80% in eligible medical expenses, you pay 20%; after $5,000, it pays 100% up to the policy maximum.
Safe Travels USA Insurance is administered by Trawick International and is underwritten by Crum and Forster SPC, rated A by A.M. Best.
Safe Travels USA Insurance covers sudden and unexpected recurrence of pre-existing conditions up to $1,000 of covered expenses. That makes it one of the few comprehensive coverage plans available that provides $1,000 in sudden and unexpected recurrence of pre-existing conditions coverage for anyone of the age 70 years and above.
As Safe Travels USA Insurance is one of the few comprehensive visitors insurance plan that provides $50,000 policy maximum for persons aged 80 through 89 years, it is very popular in that age group.
Safe Travels USA will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.