Atlas Premium America insurance is a high end comprehensive visitors health insurance that includes coverage for acute onset of pre-existing conditions up to the policy maximum for relatives under age 70 when they are visiting the USA, and up to the lower of either the chosen policy maximum or $100,000 for those aged 70-79.
When your relatives are traveling to the U.S., everyone is excited to see each other after such a long time apart. Visiting family is eager to meet their grandchildren and look forward to having a good time with family, as well as touring the country.
However, in all that excitement over the trip, it is very important to remember to purchase visitors health insurance in case they get sick or injured unexpectedly while visiting the U.S. Healthcare expenses are very high in the U.S., and it is quite unaffordable for most people to pay out of their pocket for major expenses.
Wide PPO Network
Atlas Premium America insurance participates in United Healthcare or First Health PPO Network. Therefore, there are many participating doctors and hospitals all across the country. Providers that participate in the PPO network can bill the insurance company directly, and would charge only the network negotiated fees.
With Atlas plans you have the flexibility to customize many of the following elements.
- Purchase Duration: 5 days to 364 days.
- Extension: You can extend for any number of days.
- Cancellation: In case of early departure, you will get a pro-rated refund minus a $25 cancellation fee, provided no claims have been filed since the original effective date.
- Deductible Choices: Starting from $0 and up to $5,000.
- Policy Maximum Choices: Ranging from $50,000 to $2,000,000.
Compared to classic Atlas America insurance, there are several enhancements in Atlas Premium America Insurance:
- Accidental Death and Dismemberment (AD&D) amount of $100,000 for people aged 18-69 is included in the coverage, no need add the optional coverage.
- Higher benefit limits for:
- Trip interruption
- Loss of checked luggage
- Natural disaster benefit
Therefore, those who are looking for the high coverage limits and greatest benefit levels in visitors insurance will find the Atlas Premium America to be an excellent comprehensive visitors health insurance plan.