Insurance for Students and Exchange Visitors, their Dependents and their Family
ExchangeGuard is an international health insurance plan persons traveling to USA on an F or J visa.
ExchangeGuard Choice has 6 months waiting period for pre-existing conditions.
ExchangeGuard Essential has 12 months waiting period for pre-existing conditions.
The Description of Coverage (DOC) is a shorter version of the certificate wording. It does include all benefits and exclusions but does not have as much text revolving all benefits. It does have quite a bit more information than the brochure. Description of Coverage was created because the certificate wording is so long and sometimes difficult to navigate for a consumer. The DOC is more user friendly and has the need to know information.
Complete legal wording of the plan is included in the Master Policy.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.Learn More
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.Learn More
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.Learn More
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.Learn More
You would not be eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.Learn More
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.Learn More
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.Learn More
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.Learn More
You don’t need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.Learn More
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.Learn More