Are you an equestrian enthusiast? Have you scheduled horse riding events into your vacation plans? Enjoy your equestrian events by all means! However, it makes immense sense to get equestrian sports travel insurance before you go.

No travel insurance can save you from the injuries that might happen because of your love for horse sports. But travel insurance for equestrian sports can certainly help you escape out-of-pocket medical expenses while on vacation.

Travel Insurance for Equestrian Sports

If you’ve made plans to test your equestrian skills while traveling internationally, we wish you all the very best. However, we strongly recommend that you get hazardous sports and activities insurance for equestrian sports.

Your equestrian sports travel insurance gives you no guarantee to prevent the injuries you might suffer, but it does guarantee that your eligible medical expenses will be covered. Check the plan you’re considering for the relevant coverage you’ll need. If you need help or just have questions, contact our office – we’ll be happy to help you with your needs.

The Basics of Equestrian Sports

Equestrian sports are about horseback riding. Some horse-drawn vehicle events are also part of equestrian sports. Whether just for pleasure or as a competitive sport, it involves skills of both the rider and the horse.

At the organized sports level, equestrian events at the Olympic Games include dressage, eventing, and showjumping. The World Equestrian Games organized by the International Federation of Equestrian Sports (Fédération Équestre Internationale - FEI) every four years involves several other events.

Combined driving, endurance riding, reining, and equestrian vaulting are four of the most popular events. Other popular horse sports events around the world include cross country, gymkhana, TREC, and western pleasure.

Horseball and tent pegging also appear in the list of equestrian sports favorites. An entire range of horse racing events, featuring solo and team competitors, fall within the arena of equestrian sports as well.

If horse-riding is your favorite pastime, there’s no dearth of events you can participate in at home or during vacation. The only snag is that horse riding of any form is an adventure sport involving potential risks. If you plan to participate in equestrian events while on vacation, getting hazardous sports travel insurance is unquestionably the sensible thing to do.

Risks of Equestrian Sports

Every year equestrian events report serious head injuries, paralysis due to damage to the spinal cord, and deaths. That makes extreme sports travel insurance relevant for amateur equestrians also.

A range of moderate to severe treatable injuries result from horse riding. Falling off your own horse and being kicked by a horse constitutes the two major injury sources.

As you train in equestrian sports, you also learn risk management techniques. Even then, the horse at the end of the day is an animal. Even the best handler cannot predict a horse’s mood all the time. There’s never a guarantee that the horse won’t revolt of its will.

A few tumbles constitute an inevitable element of equestrian sports. It’s equally hard to find an equestrian who’s never been kicked by a horse.

As a trained horse rider, you’d surely have the mental makeup necessary to take the risks in your stride. You would also know how critical it is to be prepared to receive immediate and adequate medical care as and when you need it.

Your general travel insurance plans will not cover those medical expenses. An adventure sports travel insurance plan will.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.