Travel Choice is a comprehensive, budget-friendly travel insurance plan designed to protect U.S. residents on domestic and international trips, including cruises and tours. The plan covers trips with a total cost between $500 and $10,000 per person and is available for travelers up to 99 years of age, with a maximum trip duration of 90 days.
Travel Choice includes core benefits such as Trip Cancellation (up to 100% of trip cost), Trip Interruption (up to 150% of trip cost), Travel Delay, Missed Connection, Baggage Loss and Delay, Emergency Medical Evacuation, and Repatriation of Remains. Emergency Accident and Sickness Medical Expense coverage is provided on a primary basis up to $100,000 with no medical deductible, meaning the plan pays your eligible medical expenses directly without requiring you to first file a claim with your personal health insurance. Emergency Medical Evacuation and Repatriation of Remains are each covered up to $500,000. Dental expenses are covered up to $750.
Travel Choice offers four optional add-on coverages for travelers who want additional flexibility or protection: Cancel for Any Reason (reimburses up to 75% of non-refundable trip costs), Interruption for Any Reason, Enhanced Medical (increases Emergency Medical to $250,000 and Evacuation/Repatriation to $1,000,000), and specialized Cruise Protection and Sports Protection riders. A Pre-Existing Condition Exclusion Waiver is available when the plan is purchased within 21 days of the initial trip deposit, with a 60-day look-back period. COVID-19 sickness is covered under Trip Cancellation and Trip Interruption.