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Safe Travels USA Comprehensive

Comprehensive visitors insurance for relatives visiting USA

5 Days to 2 Years

Safe Travels USA Comprehensive Highlights

  • Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
  • Persons traveling outside their home country to the United States
  • $75 Doctor Wellness Visit Benefit
  • Acute Onset of a Pre-Existing Medical Condition
  • Up to $1,000,000 in Secondary emergency medical coverage
  • Coverage from 5 days to 1 year
  • Renewable with uninterrupted coverage for up to 24 consecutive months
  • Athletic sports coverage available
Benefits of Coverage
Emergency Medical & Hospitalization$50,000, $100,000, $250,000, $500,000 or $1,000,000
Acute Onset of a Pre-Existing ConditionIncluded
Hospital Room & Board Charge100%
ICU Room & Board Charge100%
Outpatient Medical100%
Doctor Visits, X-rays, Prescriptions, Ambulance100%
Emergency Medical Treatment of Pregnancy$1,000
Mental or Nervous Disorders$2,500
Physiotherapy/Physical Medicine/Chiropractic$50 per visit per day (10 visits)
Dental Treatment$250 (per policy period)
Deductible Options(In Network-$0) $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
Urgent Care Co-Pay$30 (If the $0 deductible is chosen, there is no co-pay)
Co-InsuranceIn Network-100% Out of Network- 80%-$5,000
Emergency Medical Evacuation100%
Political/Natural Disaster Evacuation$25,000
Repatriation of Remains100%
Local Burial/Cremation$5,000
Emergency Reunion$15,000
Return of Minor Children or Travel Companion$5,000
Trip Interruption$5,000
Lost Baggage$1,000
24/7 Emergency AssistanceIncluded
Optional Upgrades
24-Hour AD&D+$50,000, $100,000, $250,000, or $500,000
Athletic Sports CoverageSome Sports Covered
Refer to Optional Upgrades Rate Chart
Home Country/ Follow Me Home$50,000
Up to 60 days - prorated

Athletic Sports Coverage

Provides coverage for injuries incurred during amateur, Club, Intramural, Interscholastic, Intercollegiate activities such as archery, tennis, swimming, cross country, track, volleyball golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, football (no division 1), gymnastics, hockey, karate, lacrosse, polo, rowing, rugby and soccer. Any athletic sport not listed is excluded from this policy unless the activity is noncontact and engaged in by you solely for leisure, recreation, entertainment, or fitness purposes only.

Home Country/ Follow Me Home

Provides coverage for injury or sickness that occurs during an incidental trip to back to your home country or for covered expenses incurred in your home country for conditions first diagnosed outside your home country and treated during your policy period. You must purchase 30 days of coverage to add this benefit.

Additional Descriptions

For additional descriptions of benefits see Your Guide to Understanding Plan Coverage Descriptions.


Maximum Limit $50,000

Up to age 21$1.43$1.42$1.21$1.10$0.99$0.88$0.77$0.75
22 to 29$1.47$1.46$1.24$1.13$1.02$0.90$0.79$0.75
30 to 39$1.95$1.90$1.65$1.50$1.35$1.20$1.05$0.94
40 to 49$2.90$2.75$2.45$2.23$2.01$1.78$1.56$1.45
50 to 59$4.53$4.39$3.91$3.55$3.20$2.84$2.52$2.41
60 to 64$5.30$5.15$4.55$4.20$3.90$3.30$3.00$2.85
65 to 69$6.25$6.16$5.00$4.70$4.20$3.79$3.30$3.10
70 to 79$8.90$8.45$7.40$6.70$6.00$5.06$4.75$4.40
80 to 89$27.00$25.00$22.00$20.00$18.00$16.00$14.40$12.20

Maximum Limit $100,000

Up to age 21$1.75$1.72$1.49$1.35$1.21$1.08$0.94$0.89
22 to 29$1.82$1.79$1.54$1.40$1.26$1.12$0.98$0.95
30 to 39$2.60$2.50$2.20$2.00$1.80$1.60$1.45$1.40
40 to 49$3.75$3.37$3.03$2.75$2.48$2.20$1.93$1.92
50 to 59$5.72$5.48$4.84$4.40$3.96$3.52$3.36$3.08
60 to 64$6.60$6.45$5.80$5.25$5.04$4.48$3.75$3.60
65 to 69N/AN/AN/A$6.15$5.50$4.85$4.40$4.00
70 to 79N/AN/AN/A$9.25$8.00$7.50$6.50$6.00

Maximum Limit $250,000

Up to age 21$2.14$2.08$1.82$1.35$1.33$1.32$1.15$0.87
22 to 29$2.22$2.15$1.88$1.71$1.54$1.37$1.20$1.05
30 to 39$3.10$2.86$2.60$2.40$2.16$1.89$1.61$1.50
40 to 49$4.35$4.15$3.80$3.50$3.25$2.64$2.51$2.24
50 to 59$7.50$7.10$6.33$5.75$5.18$4.60$4.03$3.95
60 to 64$8.50$7.90$7.50$6.75$6.15$5.50$4.85$4.70

Maximum Limit $500,000

Up to age 21$2.21$2.14$1.87$1.70$1.53$1.36$1.19$0.97
22 to 29$2.35$2.27$1.99$1.81$1.63$1.45$1.27$1.20
30 to 39$3.19$3.04$2.70$2.48$2.23$1.96$1.72$1.60
40 to 49$4.55$4.30$4.13$3.75$3.38$3.00$2.63$2.60
50 to 59$7.54$7.14$6.38$5.80$5.22$4.64$4.10$4.02
60 to 64$8.25$8.05$7.70$7.00$6.30$5.60$4.90$4.80

Maximum Limit $1,000,000

Up to age 21$2.47$2.30$2.09$1.90$1.71$1.52$1.33$1.13
22 to 29$2.48$2.38$2.10$1.91$1.72$1.53$1.34$1.29
30 to 39$3.75$3.40$3.13$2.80$2.52$2.20$1.93$1.82
40 to 49$4.88$4.75$4.40$4.00$3.60$3.20$2.80$2.70
50 to 59$8.06$7.64$6.82$6.20$5.58$4.96$4.50$4.23
60 to 64$10.00$9.90$8.80$8.00$7.20$6.40$5.60$5.49

Optional Upgrades

Home Country/ Follow Me Home:

1.10 x the daily base plan rate

Athletic Sports Coverage:

1.20 x the daily base plan rate + monthly Sports Class rate

  • Class 1 Sports: Rate $0 per month
    Archery, Tennis, Swimming, Cross Country, Track, Volleyball & Golf
  • Class 2 Sports: Rate $26 per month
    Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby & Soccer

24 Hour AD&D:

  • $50,000 - $0.25 per day - All Ages
  • $100,000 - $0.50 per day- Ages 19-79
  • $250,000 - $1.75 per day - Ages 19-69
  • $500,000 - $4.00 per day - Ages 19-69

Policy cancellation and refund

100% refund for policies cancelled prior to the effective date; partial refund for policies cancelled after the effective date. All cancellations must be submitted in writing and are based on the date received.

Travel Assistance Services

24-hour travel assistance services are provided by GBG Assist.

Other Details

  • Plan may be purchased before departure or after travel has begun. The effective date is based on the date requested and once payment has been received.
  • Plan rates are per person and based on age of traveler at the time of enrollment.
  • Rates are subject to change prior to enrollment.
  • Coverage from 5 days to 1 year; renewable up to 2 years.


Trawick International Inc.
Post Office Box 2284
Fairhope, AL 36533


GBG Insurance Limited
Channel Islands - Guernsey
Global Benefits Group
26741 Portola Pkwy, Suite 1E #527
Foothill Ranch, CA 92610


Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470
Website: www.insubuy.com

Benefits listed describe all of the travel insurance benefits, underwritten by GBG Insurance Limited. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. You will receive a Certificate of Insurance depending on your country of residence and description of 24-hour emergency assistance services which describes the benefits and limitations in detail.

Version: 09/07/2018
Rates updated: 09/11/2018

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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