PIU PPO Network Search

First Health PPO Network

Inside the U.S.A

Some plans from Petersen International Underwriters participate in the First Health PPO Network.

When you contact a medical provider or present your ID card, what should you say?

My insurance uses the First Health PPO Network and I found your name on the First Health network search.


"I have PIU insurance" or "I use PIU Network" or "I have International Major Medical or The Bridge Plan insurance" or "I have Insubuy insurance"

Providers WILL NOT recognize this language, and your insurance may not be accepted.

Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.

When you go in the network, there will be network negotiated fees for eligible expenses.

You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.

All your claims will be handled by Petersen International Underwriters in the USA. You never have to contact the carrier for any purpose whatsoever.

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Prescription Drugs

There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.

You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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