Atlas America is a comprehensive visitors health insurance for all non-US citizens traveling outside their home country if their travel includes the USA. If your relatives are visiting the USA, Atlas America is an excellent visitors health insurance.
Atlas America visitors health insurance is a part of Atlas Series travel medical insurance and is offered by Tokio Marine HCC - MIS Group. Atlas America visitors health insurance is underwritten by Lloyd's and it is rated A "Excellent" by A.M. Best.
Atlas America is available for any duration from 5 days to 364 days. Atlas America is available for policy maximums from $50,000 to $2,000,000 and various deductibles ranging from $0 to $5,000.
You can purchase Atlas America insurance online on this website or by completing an application over the phone. Either way, you will receive an extension notice in the email, 2 weeks before its expiration. It can be extended as little as 1 day also, a feature available exclusively through us. You can extend online at that time or you can call us.
Atlas America visitors health insurance participates in United Healthcare or First Health PPO network, both have a very wide network of physicians, hospitals and other providers all across the USA. When you visit a provider in the network, they would generally bill the insurance company directly and charge you only the network negotiated fees which are typically lower than their regular fees.
Atlas America visitors health insurance brochure provides the details of coverage and exclusions. Atlas America visitors health insurance provides instant quotes, and you can make an instant purchase with a credit card payment. There is no medical exam needed. You require date of birth, passport number, name and travel dates of the traveler.
Atlas America insurance will provide the following coverages for an acute onset of pre-existing conditions:
- Under age 70: To policy maximum in medical expenses
- Ages 70 - 79: To policy maximum or $100,000 (whichever is lower) in medical expenses
- $25,000 in emergency medical evacuation
It is described as some unforeseen emergency occurring or recurring spontaneously without warning and treatment must be obtained within 24 hours.