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Compare Atlas Plans

Atlas insurance is a popular series of travel medical insurance plans. Atlas insurance primarily falls into two categories:

  • Travel including USA: Atlas America, Atlas Essential America, Atlas Premium America
  • Travel excluding USA: Atlas International, Atlas Essential International, Atlas Premium International

General

After deductible, plan pays 100% to policy maximum.
Within PPO network: After deductible, plan pays 75% up to policy maximum.

Outside PPO network: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
After deductible, plan pays 100% to policy maximum.

Medical – Outpatient

To policy maximum, 60 day supply per prescription.
Inpatient: To policy maximum. <br />Outpatient: No coverage
To policy maximum, 60 day supply per prescription.

Medical – Other Treatment And Services

Complications of pregnancy only, during first 26 weeks of pregnancy.
$50 maximum per day.

Must be ordered in advance by physician.
Acute onset only, for persons under 70: Medical up to policy maximum; 70–79: To policy maximum or $100,000 (lower amount). Medical Evacuation up to $25,000.
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Inpatient: To policy maximum
Outpatient: No coverage
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Complications of pregnancy only, during first 26 weeks of pregnancy.
$50 maximum per day.

Must be ordered in advance by physician.
Acute onset only, for persons under 70: Medical up to policy maximum; 70–79: To policy maximum or $100,000 (lower amount). Medical Evacuation up to $25,000.

Dental

Travel

To policy maximum
$25,000
To policy maximum

Home country for Tokio Marine HCC - MIS Group means- If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your country is the country where you principally reside and receive regular mail.

Additionally, Atlas Essential America lacks the following benefits:

  • Travel- Emergency reunion, Return of minor children, Trip interruption, Loss of checked luggage
  • Life- Accidental Death & Dismemberment (AD&D)
  • Other- Hospital indemnity, Natural disaster benefit

Coverages shown above are per person unless noted otherwise.

URC means - Usual, reasonable and customary charges.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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