Insubuy Insurance

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8 AM-5 PM CST. Sat-Sun

OPT health insurance plans are useful to those who are on student visa but have already working under the Optional Practical Training program. Eligibility requirements for the plans listed below vary from plan to plan. In general, you are eligible for most of the OPT health insurance plans listed below only if earlier had international health insurance plan. In most cases, if you had a domestic health insurance such as through from your school, you should instead look under the individual insurance section, either short term or long term insurance.


Comprehensive Coverage Plans Comprehensive Coverage Plans
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  • Coverage for students, dependents and families while studying, researching, teaching or participating in a cultural exchange program in the U.S.
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
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  • Eligible to purchase as long as on OPT
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
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  • Available to non-US citizens in the USA
  • 1 day to 11 months coverage
  • Not available in AK, DE, IA, KY, ME, MD, MS, MO, MT, NE, NJ ,NY, NC, RI, SC, SD, TN.
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  • Patriot America Plus is an excellent comprehensive visitors health insurance plan
  • Compared to other plans available in the market, this is a low cost visitors insurance plan
  • 5 days to 2 years coverage. In order to renew the policy, the plan must initially be purchased for a minimum of one month
  • Not available in MD
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  • Not eligible to purchase if student had domestic insurance in the past
  • Eligible to purchase if student had international insurance that didn't expire more than 30 days ago
  • Not available in MD
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  • Not eligible to purchase if student had domestic insurance in the past
  • Eligible to purchase if student had international insurance that didn't expire more than 30 days ago
  • Does not cover emergency medical evacuation, repatriation of remains, loss of checked luggage
  • Not available MD
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  • For foreign students studying in the U.S. or the U.S. citizens studying abroad
  • Meets or exceeds the requirements set by the Department of State, USCIS and NAFSA. Widely accepted by the U.S. universities
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York