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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
'Greencard' refers to the permanent resident card for USA. A Green card allows the holder to stay in the US permanently. However, Green card holders have the flexibility to stay outside the US up to 6 months without needing to complete any paperwork. Additionally, the holders can stay outside the US up to 2 years with a reentry permit.
Some US citizens get green cards for their foreign parents; these elderly green card holders primarily stay outside the US and temporarily visit the US for few months a year, just like normal visitors do. In such cases, their home country is outside the US even though they are called 'permanent residents of the US' from an immigration perspective.
Green Card holders that routinely shuttle between their country of citizenship (or native country) and the US can purchase many of the same plans that international visitors can, but not all of them.
Even though the term 'temporarily' is not precisely defined, generally speaking if the person were to stay in the US more than six months in a year, they would not be considered 'temporarily' visiting. In case of any doubt, please refer questions to your attorney as we can't provide legal advice.
You can specify the US address for getting the insurance documents mailed. However, at the time of the claim, you must be able to provide permanent address outside the U.S.
COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to policy max for ages <70
COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <70
COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <70
COVID-19 | Included |
After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.
US Urgent care: $25 copay in-network, $50 copay out-of-network.
Walk-in Clinic: $15 copay in-network, $25 copay out-of-network.
Direct Billing: Through United Healthcare PPO Network
Pre-Existing Conditions
$25,000 up to age 69; $20,000 for ages 70 and older
COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000
COVID-19 | Included |
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Direct Billing: Depends on provider. No PPO network.
Acute onset of pre-existing conditions
Non-US Citizens: to $10,000 for ages <70
COVID-19 | Included |
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Direct Billing: Depends on provider. No PPO network.
Acute onset of pre-existing conditions
Non-US Citizens: to $10,000 for ages <70
COVID-19 | Excluded |
After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
COVID-19 | Optional |
After deductible, pays 100% to policy maximum.
Direct Billing: Through First Health PPO Network
COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to policy max for ages <70
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More