Insubuy Insurance

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Diplomat LT

3 months-3 years.

Diplomat LT is renewable with the following rules:

Minimum initial purchase duration: 3 Months
Maximum renewal duration: 3 Years
Renewal fee: $10
Note: All renewal fees, if any, are charged by the insurance company. There are no additional renewal fees (or any other fees) charged by Insubuy®.

If you renew the coverage for 3 or more months (up to 12 months at a time), Global Underwriters will continue to send renewal notices to you. If you renew the coverage for only 1 or 2 months, Global Underwriters will assume that you no longer require the coverage and will not send another renewal notice.

Please note that this is a renewal of the policy and NOT a new policy. That means that if something happens in the previous policy period, it will not be considered a pre-existing condition. While if you take a new policy, it will be considered a pre-existing condition. Thus renewability is a big advantage.

Renewal / Extension FAQ