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Visitors Care®

Travel medical insurance for non-U.S. residents/citizens traveling to the United States

5 Days to 2 Years

Acute Onset of Pre-existing Conditions - for ages 70 years and younger

Visitors Care provides limited coverage for an acute onset of pre-existing conditions for visitors to the USA. To understand what an acute onset of pre-existing conditions is, you have to know what a pre-existing condition is first.

Pre-existing Condition

Any Injury, Illness, sickness, disease, or other physical, medical, Mental or Nervous Disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any time during the three (3) years prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.

The coverage for the acute onset of a pre-existing condition is available for people younger than 70 years and the amount depends on the overall policy maximum selected.

Overall Policy MaximumAcute Onset of Pre-existing Condition
$25,000$25,000 per coverage period
$50,000$50,000 per coverage period
$100,000$100,000 per coverage period

Acute Onset of a Pre-existing Condition

A sudden and unexpected outbreak or reoccurrence of a Pre-existing Condition is a condition:

  • that occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care
  • that occurs after the Effective Date
  • for which Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence.

A Pre-existing Condition is not a Sudden and Unexpected Reoccurrence of a Pre-existing Condition where:

  • the Pre-existing Condition is chronic, congenital or a condition that gradually becomes worse over time
  • medical care, drugs or Treatments were received, expected, scheduled, or required thirty (30) days prior to the Effective Date.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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