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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
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Brazil is always in the news. After all, the country has the world's largest rainforest and one of the mightiest rivers. Apart from its natural beauty, Brazil, a Portuguese-speaking nation, is well known for its relaxed way of life and teeming nightlife. The atmosphere is relaxed and friendly, and expatriates have no trouble settling in.
An ethnically diverse nation with European and native ancestry has proven to be a melting pot for ideas and culture.
However, like most developing nations, Brazil has a weak public healthcare system. You can't settle there unless you take advantage of Brazil expatriate medical insurance to protect you.
For over three decades, the Brazilian constitution has guaranteed universal healthcare. Its backbone is the public healthcare network known as Sistema Único de Saúde, or SUS. All citizens, including foreigners with a work visa, are able to use free healthcare in government hospitals with a SUS card(Cartão SUS).
The mainstay of the system is the Family Health Team, made up of one doctor, one nurse, and four to six assistants. Each FHT is responsible for about 4,000 residents.
On paper, there are about 6,500 health centers spread across the country. But most have at most twenty-five beds and are closer to recuperation homes than full-fledged medical facilities.
There are six large public hospitals, mostly located around Rio de Janeiro and Brasilia. At these facilities, treatment, beds, and medication are free of charge.
Large parts of the country are devoid of any access to medical care due to harsh terrain and dense forests.
The reason is not hard to find. Brazil’s economy is still developing, and it remains challenging to fund universal healthcare out of its budget. This is a problem seen around the world, though, and not restricted to Brazil alone.
There are roughly 3.6 healthcare facilities per 10,000 citizens, but many of them are not adequately staffed. There is an acute shortage of doctors, and for much of the last several decades, Brazil has allowed Cuban doctors to work in the country. That has now changed, and the frosty relationship between Brazil and post-Castro Cuba has seen Cuban health professionals depart.
The public hospitals are overcrowded, grimy, and lack basic facilities such as air conditioning, which is usually accepted as a given in the developed world. In situations other than a dire emergency, an expat would usually not consider seeking medical treatment at these facilities.
There is no need to worry about the lack of public healthcare in Brazil. The eastern part of the country is more densely populated and has private medical hospitals in every urban center.
Like in other developing countries, these are manned by trained personnel, are clean and hygienic, and have the latest medical equipment. The doctors are well trained and deliver high-quality healthcare benchmarked to international standards.
Brazilian private health insurance covers a vast number of people, somewhere in the neighborhood of 50 million at last count. Like in the West, it is not cheap, but the middle class and affluent take full advantage of it.
Parallel healthcare systems are not uncommon in poorer nations. Brazil, like India, is unable to provide adequate public healthcare, but it can offer top-of-the-line private services—if you can afford it.
By now, the reader understands that it is not feasible to relocate to Brazil without expat health insurance. While buying private health insurance, you must keep in mind that you will need certain benefits from the insurer. What are these?
Buy the best available private expatriate health insurance. Compare several policies side-by-side, and select the one that is perfect for you. Choose only the add-ons that you require, and protect your health no matter where you are in the world.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
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Buy J visa medical insurance to meet your requirements.
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Purchase annual multi trip travel insurance for your travels.
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