The tiny little country of Slovenia has a fantastic Quality of Life Index—amazing, isn't it?
If you’re an expat looking for work opportunities, the Republic of Slovenia has all that you are looking for in terms of a work-life balance and much more. Here’s what makes Slovenia a perfect expat work destination:
- Safety Index—High
- Cost of Living Index—Low
- Pollution Index – Low
- Traffic and Commute Time Index – Low
- Climate Index – High
- Healthcare Index – High
Before you start packing your bags for this beautiful country nestled in the foothills of the majestic Alps, read our quick guide to understanding the Slovenian healthcare system. Then purchase Slovenia expatriate health insurance to protect yourself against any unexpected illnesses, injuries, or accidents that may occur.
A Brief Glance at Slovenia’s Healthcare System
Slovenia has both public and private healthcare systems. Like most of its European neighbors, Slovenia’s public healthcare system works on a social health insurance system. Within this system are both compulsory and voluntary health insurance systems.
It is mandatory for all residents of Slovenia to possess the compulsory health insurance plan, which is managed by the Health Insurance Institute of Slovenia. It provides health coverage for basic healthcare services, testing, and emergencies. It doesn’t include specialist treatments, hospitalization charges, medical prescriptions, or dental treatments. Children and students under age 26 attending regular schools are eligible to use comprehensive healthcare services. This includes specialist consultations, hospitalization, and dental care.
Voluntary (or complementary) health insurance is an optional health insurance plan. To be eligible for the complementary health insurance plan, you must first have compulsory health insurance. A complementary health insurance plan can be purchased from several different Slovenian companies. Complementary health insurance helps to provide financial coverage against the difference between the actual price of healthcare services and the basic coverage provided by the compulsory health insurance plan. It is available to but not required for children and students under age 26 attending regular schools.
A Health Insurance Card is issued free of charge by the Health Insurance Institute of Slovenia. You will need to bring this card with you to any medical facility and display it in order to access health services.
Slovenian citizens, expats, students, and long-term residents in Slovenia need to pay a contribution fee for the compulsory health insurance plan. For expats working for Slovenian companies, the employer is required to contribute roughly 13% of the employee’s salary to the compulsory health insurance plan. Usually, about half of the contribution is paid by the employer, and the other half is deducted from the employee’s salary.
Slovenia Private Expat Healthcare Plans
Though Slovenia has a robust public healthcare system, there are a few flaws in it.
- There may be extra consultation or out-of-pocket charges that you may need to pay.
- Dental and maternity coverage are not included.
- There are long waiting periods for medical consultation and non-emergency procedures.
- There is a lack of English-speaking medical professionals.
Most expats working in Slovenia prefer to buy a Slovenia private expat health insurance plan. This international medical insurance plan provides you coverage for both emergencies and routine care. Most expat plans provide access to exceptional private medical treatments across the world.
The Convenience of Buying Expat Healthcare Insurance
One World, One Plan: Are you looking for a single healthcare plan that takes care of all your medical needs while you travel to different destinations around the world? Your search ends with buying a Global Coverage Health Insurance plan. Along with providing health benefits and health insurance coverage in both Slovenia and Europe at large, you may choose to buy a worldwide plan if you need to travel to different parts of the planet.
Flexible choices: Along with choosing your geographical preference, Slovenia expat health insurance also gives you the flexibility to choose your level of coverage in the following areas:
- Duration of the plan
- Number of dependents included
- Extent of coverage
Peace of Mind: It can be quite a nightmare to fall ill in a foreign country. Imagine the ordeal of managing paperwork for medical evacuations! A Slovenia private health insurance plan includes medical evacuations, ambulatory services, and air-lifting for relocating to nearby countries or to your home country.
One Plan, Many Add-Ons
A Slovenian expat health insurance is a single insurance plan that gives you all-inclusive health insurance coverage. It provides you benefits for services such as:
- GP facilities
- Specialist doctor consultations
- Hospitalization charges
- Dental treatment
- Maternity coverage
- Accidents and emergencies
- Prescription medicines
- Medical testing
Further, Slovenia expatriate health insurance isn’t just health insurance. Along with state-of-the-art medical facilities and health insurance, it may provide certain benefits of travel insurance, also. It can be your safety net against expensive flight cancellations, lost baggage, and other travel-related problems.
It may also offer cashless service at your fingertips. One of the most common problems associated with public health services across the world is the need for cashless services. Usually, a public healthcare system means that you need to pay the medical charges upfront and wait for the health insurance company to reimburse you later. A Slovenian expat private health insurance plan may give you cashless health insurance without leaving you in a hole.
Use this website for an insight into the Slovenian healthcare system. Compare plans, pick the one that best suits your needs, and buy a Slovenia expatriate health insurance plan to give you and your loved ones peace of mind.