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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Bahrain is an expat’s heaven. High salaries. A good standard of living. Bahrain has everything that expats would need. Even the healthcare system in Bahrain has continuously ranked highly among developed nations. Both public and private healthcare facilities are up to the world standard. Most healthcare facilities have low waiting times due to a smaller population.
But, before you can land in Bahrain, you will need to complete a thorough health check-up in your home country. This is to ensure that you do not bring any infections with you. Once you are in Bahrain, you will need another check-up, which any local doctor would be happy to provide. Both of these tests are compulsory. The first test would be more comprehensive, however.
The government of Bahrain is also implementing a universal health insurance policy. The Bahraini public health insurance system affects expats and nationals differently. For nationals, the government will take care of their contributions. For expats, their employers are required to contribute on their behalf.
Does this mean there is no need for you to have an expat health insurance plan while in Bahrain? Before answering that, let us understand the Bahraini public health insurance system first.
The Social Health Insurance Fund Authority (SHIFA) is Bahrain’s system of health insurance. It is a primarily government-funded system. Under SHIFA, Bahraini nationals receive free access to certain healthcare services at public hospitals. If they choose private clinics or hospitals, a 60% subsidy will be offered.
For expats, however, the policy holds fewer benefits. Your employer will fund the mandatory package for you. But, this only includes primary and emergency healthcare. Also, it is available on a cost-shared basis and would have a cap on spending.
You can cover the gaps in Bahraini public health insurance with appropriate Bahraini private health insurance. This is where the real struggle begins. It may seem easy to pick an insurance policy, but the task involves a lot of research and consideration. We’ll do our best to walk you through the selection process with ease.
As an expat, you have two ways to get additional health coverage. You can either go for expat health insurance. Or you can invest in local Bahrain private health insurance.
While both policies offer similar coverage, there is one point of difference between the two. Local health insurance will not cover healthcare costs in other countries. The chances of medical evacuation and repatriation charges being covered are also low.
This leaves you no option but to get treatment in Bahrain. No matter how well-developed the healthcare facilities, you might need repatriation. And in situations like these, you do not need your local health insurance policy to become a factor that prohibits you from receiving treatment.
Thus, expats prefer to have expat health insurance in Bahrain for comprehensive coverage.
This is an issue most expats face while looking for expat health insurance in Bahrain: the problem of choice. Baffled by a plethora of options with no one to guide you, it is possible that you might buy the wrong policy.
However, there are certain steps that you can follow to help you choose the most appropriate policy:
Expats in Bahrain are usually prone to sunburns, heat strokes, and dehydration due to extreme temperatures. Ensure that your policy covers these common ailments. Also, due to rapid construction work and dust and sand from the island, expats tend to develop respiratory ailments. If you already have asthma or other respiratory issues, it is better if your policy covers that, too.
No matter what expat health insurance plan you choose, ensure it has all your risks covered.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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