Please call us at toll-free +1 (866) INSUBUY or +1 (972) 985-4400.
WhatsApp: +1 (972) 795-1123
Our working hours: US Central Time
{{allSevenDays}} US Central Time, 7 days a week.
Email us at: ofni
We will give you a call back at +{{form.isdCode}}-{{form.phoneNumber}}.
We can call you at your convenience, fill out the form below.
Name should not contain numbers or special characters.
Phone Number is required.Cannot contain special characters.Phone number should contain at least one number.
We have found an existing call back request. If you would like to replace the existing request click UPDATE.
Time: {{phoneReschDetails.time}}
Timezone: {{phoneReschDetails.timezone}}
The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Austria spends about 10% of its GDP on public healthcare, which ranks 9th on the list of the best healthcare in the world. The key principle of the Austrian healthcare policy is to provide access to high-quality medical care irrespective of your passport or wallet. This ensures that almost 99% of the population is covered by the universal health insurance system.
Austria follows a two-tier healthcare model, where the majority of the citizens and expats are covered under public healthcare. However, it is also possible to insure yourself by buying additional private health insurance.
Austria offers a high standard of healthcare and follows a compulsory health insurance policy under the social insurance model. It is mandatory for both Austrian citizens and expats to pay into this health insurance system, which is regulated by the social insurance law. Everyone insured under this system has a legal right to medical services.
Compulsory health insurance applies to:
Everyone under the category of paid employment gets enrolled in the Austrian public health insurance system within seven days of their employment start date. An individual’s contribution to public health insurance depends on the type of employment and their salary, as there are different fees and payment scales. The employer is also required to contribute. Dependents such as children and spouses (or partners) of the insured person are covered under public health insurance.
Austria is well-known for its advanced and generous healthcare service. To facilitate the medical process, Austria introduced the e-card. An e-card is a smart card that contains your personal medical information and electronic signature, reducing paperwork. The e-card acts as proof of your insurance coverage and should be with you at all times.
The basic advantages of the e-card are:
Private health insurance is also referred to as “Special Class” or “Comfort Class”. Many Austrians and expats opt for additional private health insurance even if they are covered under public healthcare insurance. Some even switch completely over to the private health insurance, as it offers benefits such as:
Austrian private health insurance either covers hospital costs or daily benefits, depending on the preferred insurance plan. Though costly, private health insurance gives exclusive access to private medical professionals and hospitals. In Austria, a private health insurance provider cannot terminate the contract or set additional restrictions.
Hospital expenses are costly in Austria, and as an expat, you will be required to pay out-of-pocket if private health insurance is not in place.
Private health insurance ensures you have inpatient care facilities such as staying at the hospital’s special ward. These wards come with amenities like access to a private room with a single or double bed, TV, internet, private shower and bathroom, shorter waiting times for operations, and free choice of physician.
Outpatient treatment covers access to physicians that are not available through public health insurance. Access to such talented and experienced physicians in Austria is possible through private health insurance. The surgeries and prescriptions provided by private healthcare doctors are only covered through private health insurance packages.
Under private health insurance in Austria, you also receive coverage for medication, medical products, glasses, contact lenses, and more for no extra charge. It can also get you extra benefits such as dental care, free or subsidized gym memberships, travel insurance, and a variety of yearly check-ups and physicals.
Austria expat health insurance is an even better option for expats, because not only does it get you coverage for the expenses of private medical care in Austria, but it also covers you for extreme situations such as medical repatriation or evacuation.
Private medical insurance is easily available, but the cost can be significantly higher than that of public insurance. The following factors contribute to the cost of private health insurance in Austria.
It is difficult to give an accurate cost estimate with so many different factors to consider, but it usually ranges between $4,000 and $5,000.
You will be automatically enrolled in the social insurance system, which offers its own set of benefits. But as an expatriate in Austria, expatriate health insurance offers many advantages and gives you access to private medical care facilities without having to worry about the massive costs. Private health insurance in Austria will get you special class treatment in public and private hospitals, shorter waiting times, free choice of physicians for outpatient treatment, and more.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More