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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Latvia is a European Union country located in the Baltic region. If you’re moving to the country, you will enjoy a temperate climate and an easy living environment among a hospitable, multicultural population.
Before you book your tickets and pack your bags to this amazing country, here is a checklist of documents you must arrange and apply for if needed:
The Latvian healthcare model is divided into two parts, public and private, like other countries in the European Union.
It is important to note that Latvia was not always a part of the EU. It gained independence after the dissolution of the Soviet Union in 1991. Latvia became a part of the United Nations, then NATO, and after that the EU. Therefore, the public healthcare system in the country is not as developed as that of other EU countries.
The Latvian expatriate health insurance system, on the other hand, is quite advanced and recommended for expats.
As an expat in Latvia, you will be eligible to use public health services, as you will also be required to contribute towards social security. However, you will find the going a lot easier when you have Latvian expatriate health insurance. That’s because your expat insurance pays for your medical bills when you take advantage of private health care.
Let’s walk through what the public and private healthcare models offer to Latvian citizens and expats:
The ‘Nacionālais veselības dienests’, or the Latvian National Health Services, governs the public healthcare system. This model runs on funds from social security and subsidized payments for certain kinds of treatments by the citizens and expats in the country.
The state of public healthcare system here is chaotic due to long waiting times, shortage of staff, and shortage of appropriate equipment.
Here is a list of services included in the public healthcare system in Latvia:
Here is a list of services not included in the public healthcare system in Latvia:
In Latvia, the private health care system does not come under the benefits plan provided by the MOH. Most private hospitals are concentrated in the capital city of Riga and other major cities.
Private medical centers in Latvia have sufficient modern equipment and are managed by top practitioners of the country. Hence, they are very well maintained—and quite expensive.
To take advantage of private medical care, an expat must buy Latvia expat health insurance to avoid out-of-pocket-payments during treatments or hospital stays.
When you’re moving to a new country with your family, you may need medical care either on a planned or emergency basis. Without expat health insurance, you will have to bear all the expenses out-of-pocket which can be quite expensive in this EU country.
Even if you have access to the Latvian public health insurance system, the low standards can become a cause of worry. And if you avail private medical services without insurance, your savings can take a big hit.
Expatriate health insurance plans in Latvia can be customized to meet your requirements. Compare plans, select the one that fits your needs best, and purchase before you leave for Latvia. An expat health insurance policy will ensure peace of mind for you in a country other than your own.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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Purchase new immigrant medical insurance to bridge the gap.
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