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Travel Select

Comprehensive Travel Insurance (for US residents)

Designed with family travelers in mind, Travel Select provides kids included pricing. In addition, offers complete customization with personalized upgrade options including additional medical coverage and adventure sports coverage.

Plan Highlights

  • Primary coverage, no deductibles
  • Kids included pricing7
  • Pre-existing medical condition exclusion waiver4
  • Trip cancellation/interruption benefit includes:
    - Sickness, injury or death3
    - Inclement weather & natural disasters
    - Financial default4 & labor strikes
    - Business reasons
    - Pregnancy
  • Medical evacuation with hospital of choice
  • 5 hour missed connection benefit
  • 5 hour trip delay benefit
  • 12 hour baggage delay benefit
  • Cancel for any reason upgrade13
  • Fast online claims6

Base Plan Benefits & Customized Upgrades

BenefitsCoverage1
Trip Cancellation100% of trip cost ($50,000 limit)2
Trip Interruption150% of trip cost ($75,000 limit)
Trip Delay$2,000 ($250/day)12
Equipment Delay$200
Missed Connection$750
Baggage & Personal Effects$1,000
Baggage Delay$200
Emergency Medical & Dental Expenses$50,000 ($500 dental sublimit)
Emergency Evacuation & Repatriation$500,000
Accidental Death & Dismemberment8$25,000
Travel Assistance & Concierge Services5Included
Bonus Coverages
If plan is purchased within 15 days of initial trip payment.
Pre-existing Medical Condition Exclusion WaiverIncluded
Financial Default CoverageIncluded
Customized Upgrades1
Cancel for Any Reason1350% of trip cost
Additional Medical Coverage9Medical Expense - Additional $50,000
Medical Evacuation - Additional $500,000
Adventure Sports Coverage10Available
Car Rental Collision Coverage (per plan)11$35,000
Air AD&D8$200,000

1 All coverages per insured up to limits listed. Coverage, rates and maximum trip length may vary by state. Please see your policy for details. 2 $200,000 aggregate trip cost limit for all travelers on the same policy. 3 Of you, a traveling companion, family member, business partner or host at destination. 4 Coverage when plan is purchased within 15 days of initial trip payment. 5 Provided by the designated provider as listed in the policy. 6 Based on industry average. Fastest payment on approved claims is based on ‘electronic payment’ of claim. 7 Kids age 17 and under are covered when accompanied by a covered adult. Number of children is unlimited subject to maximum insured limits. Please list accompanying child when enrolling. If child’s trip cost exceeds adult’s trip cost, the child will be charged the corresponding plan cost. 8 Not available to NH residents. 9 Not available to FL & NH residents. 10 Not available to FL & WA residents. 11 Not available to FL, KS, NY & TX residents. 12 $200/day for IL residents. 13 Coverage must be purchased at time of initial plan purchase and within 15 days of initial payment. Not available to residents of NY. Subject to availability. 7.21 Standard

Base Plan Rates By Age & Trip Cost1

Trip Cost0 - 3435 - 5960 - 6970 - 7475 - 7980 - 8485+
$1 - $250$34$47$66$111$144$216$304
$251 - $500$36$53$76$123$158$236$331
$501 - $1,000$45$67$95$144$181$267$366
$1,001 - $1,500$62$93$130$188$235$338$462
$1,501 - $2,000$83$125$171$238$296$418$566
$2,001 - $2,500$105$158$217$296$367$512$694
$2,501 - $3,000$119$180$246$332$411$571$770
$3,001 - $3,500$137$207$283$379$468$646$870
$3,501 - $4,000$153$231$316$420$519$713$962
$4,001 - $4,500$158$239$326$433$534$733$988
$4,501 - $5,000$208$319$437$576$714$967$1,316
$5,001 - $5,500$234$361$493$648$804$1,085$1,480
$5,501 - $6,000$261$403$552$722$896$1,205$1,645
$6,001 - $6,500$311$484$664$865$1,076$1,439$1,970
$6,501 - $7,000$349$539$735$949$1,175$1,568$2,130
$7,001 - $8,000$369$571$778$1,003$1,241$1,654$2,247
$8,001 - $9,000$404$626$853$1,097$1,358$1,807$2,458
$9,001 - $10,000$430$666$908$1,167$1,444$1,919$2,610

Rates are per traveler and subject to change. Individuals in the same household may be on one policy (NY residents must all be immediate family members). For rates on trip cost above $10,000 or greater than 30 days please please visit https://www.insubuy.com/travel-select/trip-protection-insurance/.

Customize Your Plan With Upgrades1

Cancel For Any Reason13

Protection for the unexpected, whatever it may be! Cancel at least 48 hours before your scheduled departure and recover up to 50% of trip cost. Upgrade must be purchased at time of initial plan purchase and within 15 days of initial trip payment. Full trip cost must be insured, trip length must be 30 days or less and max trip cost is $10,000.

Additional Medical Coverage9

Additional $50,000 in medical expense coverage and $500,000 in medical evacuation coverage.

Adventure Sports Coverage10

Exclusion waiver for participation in professional athletic events, mountain climbing, operating an aircraft and travel on air-supported devices such as hot air ballooning.

Car Rental Collision Coverage11

Up to $35,000 for collision damage, vandalism, windstorm, hail fire or flood to a rental car while on your trip. $100 deductible. Coverage per plan.

Air AD&D Coverage8

Up to $200,000 if loss of life, limbs or sight occurs from an accidental injury while on an airline flight.

15 Day Pre-existing Condition Exclusion Waiver

Pre-existing medical conditions are eligible for coverage when:

  • Plan is purchased within 15 days of initial trip payment
  • Full trip cost is insured
  • The traveler is medically able to travel at the time of plan purchase

A pre-existing condition is an Injury, Sickness or other condition (excluding any condition from which death ensues) of an Insured, Traveling Companion, Business Partner or Family Member within the 60 day period immediately preceding and including the Insured’s coverage effective date.

This exclusion also applies to those not traveling.

Travel Assistance Services5

Includes a wide range of services before and during trips through a 24/7 toll free number. Includes assistance with medical emergencies, lost documents, event ticketing and more.

Plan Details

To view complete details of this travel protection plan, please visit https://www.insubuy.com/travel-select-insurance/

Administrator

Travelex Insurance Services
810 North 96th Street, Suite 300
Omaha, NE 68114

FOR ADDITIONAL INFORMATION

Insubuy®, LLC.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470
Website: www.insubuy.com

This plan does not cover any loss caused by or resulting from: intentionally self-inflicted injury, suicide, or attempted suicide of the insured, family member, traveling companion or business partner while sane or insane; normal pregnancy or childbirth, other than unforeseen complications of pregnancy, (unless as specifically covered herein), of the insured, a traveling companion or a family member; participation in professional athletic events; motor sport, or motor racing, including training or practice for the same; mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment; operating or learning to operate any aircraft, as student, pilot, or crew; air travel on any air-supported device, other than a regularly scheduled airline or air charter; war (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest; any unlawful acts committed by the insured; mental, nervous or psychological disorder; if the insured’s tickets do not contain specific travel dates (open tickets); being under the influence of drugs or narcotics, unless administered upon the advice of a physician or intoxication above the legal limit; any loss that occurs at a time when this coverage is not in effect; traveling solely or substantially for the purpose of securing medical treatment; any trip taken outside the advice of a physician; pre-existing medical conditions of an insured, traveling companion, business partner or family member (within a 60 day period immediately preceding coverage effective date). The following exclusions also apply to the medical expense benefit: routine physical examinations; mental health care; replacement of hearing aids, eye glasses, contact lenses, sunglasses; routine dental care; any service provided by the insured, a family member, or traveling companion; alcohol or substance abuse or treatment for the same; experimental or investigative treatment or procedures; care or treatment which is not medically necessary, except for related reconstructive surgery resulting from trauma, infection or disease; coverage for trips less than 100 miles from the insured’s primary residence (also applies to the emergency evacuation benefit). The following exclusions also apply to accidental death and dismemberment: benefits will not be provided for the following: loss caused by or resulting directly or indirectly from sickness or disease of any kind; stroke or cerebrovascular accident or event; cardiovascular accident or event; myocardial infarction or heart attack; coronary thrombosis; aneurysm. Please refer to your policy for a complete list of plan exclusions and limitations. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered and may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us. Travelex Insurance Services Inc. 810 N. 96th Street, Suite 300, Omaha, NE 68114. Toll Free 800.228.9792. Email: [email protected] Any inquiry regarding claims may be directed to [email protected] or 855.205.6054. To view state specific fraud warnings, visit travelexinsurance.com/company/fraud-warning. Consumers in California may also contact: California Department of Insurance Hotline 800.927.4357 or 213.897.8921. Travelex Insurance Services, Inc. CA Agency License #0D10209. Consumers in Maryland may contact: Maryland Insurance Administration 800.492.6116 or 410.468.2340. Travel Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company; NAIC #22276 under Policy Form series (all states except as otherwise noted) PG-TA-IPL-USE. In KS, MN, MO, MT, OR, and VA Policy Form series PG-TA-IPL-NV. In CA Policy Form # PT-TA-IPL-CAEAH, CO Policy Form # PG-TA-IPL-COEAH and PG-TA-IPL-COEIM, IL Policy Form # PG-TA-IPL-ILE, IN Policy Form # PG-TA-IPL-INEAH and PG-TA-IPL-NVIM, MD Policy Form # PG-TA-IPL-MDE, NH Policy Form # PG-TA-IPL-NHE, NY Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-NVAH-NY, PA Policy Form # PG-TA-IPL-USEIM and PG-TA-IPL-NVAH-PA, TX Policy Form # PG-TA-IPL-TXEAH and PG-TA-IPL-TXEIM, WA Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-WAEAH. 7.21 Standard 1ZT

Version: 0721

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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