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Safe Travels Outbound

International Travel Protection Plan

5 Days to 180 Days

How Safe Travels Outbound Insurance Works

First

You pay the deductible once per policy period, even for Dr. Visits.

Then

Plan pays 100% of eligible expenses up to the policy maximum

Overview

Safe Travels Outbound insurance is a comprehensive coverage plan for U.S. residents traveling outside the United States. Using this website, you can easily obtain an instant quote and purchase coverage. Insurance coverage can begin as soon as tomorrow or any future date you choose. Once you complete your purchase, you will receive an email confirmation that includes a virtual ID card and policy documents; physical ID cards and policy documents are not mailed through the postal service with this insurance plan.

What is covered and not covered?

The insurance company typically provides coverage for medical expenses incurred due to accidents and sickness that occur after the effective date of the insurance policy. This plan will not cover any expenses due to pre-existing conditions (except as defined in the certificate wording), preventive care/routine check-ups, or maternity; for complete details of exclusions, please refer to the certificate wording.

Prescription drugs are covered like any other eligible medical expenses.

Dental coverage is available for sound, natural teeth. If there is an injury, up to $500 is provided. For relief of pain, a maximum of $100 is provided for necessary treatment.

Safe Travels Outbound provides coverage anywhere outside the U.S., including travel time. It also provides travel related benefits such as trip interruption and trip delay.

How much is covered?

First, you will pay your chosen deductible once per policy period - deductible options vary from $0 to $2,500; except in states New Hampshire, Minnesota and Pennsylvania, in these states deductibles do not apply.

After the deductible is met, the plan pays up to your selected policy maximum - available policy maximum options vary by age:

  • 69 and under: $50,000 $100,000, $250,000 and $500,000
  • 70-79: $50,000 and $100,000
  • 80 and older: $50,000

Example:

For both examples, let us assume that you purchased 2 months of coverage with a $50,000 policy maximum and a $250 deductible.

  • In this scenario, you're visiting a doctor for a new injury.

    The first time you visit the doctor, the doctor charges $150. You will pay $150 for your first visit. The insurance plan does not pay anything yet, because you haven't satisfied your $250 deductible.

    The second time you visit the doctor, the doctor again charges $150. This time, you will pay $100 and the insurance company will pay the remaining $50.

    If you visit the doctor again, the insurance company will pay 100% up to your selected policy maximum.

  • In this scenario, you were in an accident and hospitalized for 2 days.

    The hospital is charging $15,000 for each day of hospitalization, which totals $30,000. Of the $30,000 charge, you will pay your deductible of $250 first, then insurance plan will pay the rest.

Benefits Updated: 11/27/2018

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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