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+1 (866) INSUBUY467-82898 AM - 7 PMMon-Fri
Travel LX
Worry Less, Experience More℠
We are a provider of global insurance benefits and assistance services. Through our IMG products, we help travelers like you protect their trip investment from the unexpected.
Our specially designed travel insurance plans, paired with our world-class non-insurance assistance services, help provide the coverage and confidence travelers need.
Rest assured that we are there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24–hour emergency assistance services with multilingual capabilities.
Non-Insurance Emergency Travel Assistance Services
We offer more than insurance protection. The following emergency travel assistance services are available 24/7 while you are on your trip, giving you Global Peace of Mind®(complete details will be provided after purchase):
- Emergency travel arrangements
- Medical referral
- Lost passport/travel documents assistance
- 24-hour medical monitoring
- Lost luggage assistance
- Emergency cash transfer
- Embassy or consulate referral
- Legal referrals
- Emergency message relay
- Emergency translations
- Emergency prescription replacement
(The plan includes insurance underwritten by United States Fire Insurance Company, as well as non-insurance assistance services provided by IMG.)
Trip Cancellation & Interruption - What's Covered?
Here are a few examples of trip cancellation and interruptions that can be covered. Please note that the listed perils are not all applicable to both trip cancellation and interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, guide/outfitter, service animal or pet
- Primary residence or destination being rendered uninhabitable
- Documented theft of passports/visas
- Involved in a merger, job loss or job relocation
- Documented traffic accident
- Unannounced strike
- Inclement weather that causes delay or cancellation by your common carrier
- Mechanical breakdown of the common carrier
- Natural disasters, mandatory evacuations
- Emergency miltiary duty for national disaster
- A terrorist incident
- Revoked military leave
- Bankruptcy or default of an entity that directly provides travel arrangements
- NOAA hurricane warning or watch at destination
- Court order to appear as a witness
- Jury duty
- Hijack
- Pregnancy
- Legal separation or divorce
- Adoption
- A travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban
The Travel LX plan provides the highest levels of benefits of all IMG plans for the most discerning travelers. Cancel and Interruption for Any Reason (CFAR and IFAR) can be purchased as an optional upgrade. This plan provides coverage for many adventure activities and can be ideal for travelers going to remote and exotic locations worldwide.
| Travel Arrangement Protection | Maximum Benefit Amount |
|---|---|
| Trip Cancellation* | 100% of the non-refundable insured trip cost |
| Trip Interruption | 150% of the non-refundable insured trip cost |
| Cancel for Any Reason (CFAR)** Additional Cost Applies if CFAR is Selected | 75% of the non-refundable insured trip cost |
| Trip Interruption for Any Reason (IFAR)** Additional Cost Applies if IFAR is Selected | 75% of the non-refundable insured trip cost |
| Trip Delay | Up to $250 per day per person ($2,500 max per person) |
| Change Fee | Up to $300 per person |
| Frequent Traveler Reward | Up to $75 per person |
| Rental Car Damage and Theft Coverage | Up to $40,000 per covered vehicle |
| Missed Trip Connection | Up to $500 per person |
| Traveling Companion/Bedside Companion | Up to $200 per day ($1,000 max per person) |
| Pet Kennel | $100 per day ($500 max per pet) |
| Medical Evacuation and Repatriation of Remains | Up to $1,000,000 per person |
| - Hospital of Choice | Included |
| - Return Transportation | Included |
| - Transportation of Children/Child | Included |
| - Bedside Visit Transportation to Join You | Included |
| Search and Rescue | Up to $10,000 per person |
| Political or Security Evacuation and Natural Disaster Evacuation | $50,000 per event per person |
| Protection for Your Belongings | Maximum Benefit Amount |
| Baggage and Personal Effects | $2,500 ($250 max per item) |
| - Replacement of Passport, Visa, or Other Travel Documents | Included |
| Sports Equipment Rental | Up to $500 per day ($2,000 max per person) |
| Baggage Delay of at least 12 Hours | Up to $500 |
| Travel Insurance | Maximum Benefit Amount |
| Accident & Sickness Medical and Dental Expense | Up to $500,000 per person |
| - Dental Expense Sublimit | $1,000 per trip |
| Accident Death and Dismemberment | Maximum Benefit Amount |
| Common Carrier | $100,000 |
| Exposure | Included |
| Disappearance | Included |
*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.
**You can only purchase this benefit at the time the base plan is purchased and within twenty (20) days of the initial trip deposit. Cancel for Any Reason benefit does not cover the failure of the travel supplier to provide the bargained-for travel arrangements due to cessation of operations for any reason. You must cancel your trip two days or more before your scheduled departure date. An additional cost will apply.
Administrator
IMGP.O. Box 88509
2960 North Meridian Street
Indianapolis, IN 46208-0509 USA
FOR ADDITIONAL INFORMATION
Insubuy®, LLC.4200 Mapleshade Ln, Suite 200
Plano, TX 75093
Toll Free:
+1 (866) INSUBUY
Phone:
+1 (972) 985-4400
Fax:
+1 (972) 767-4470
Website:
www.insubuy.com
This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300 Indianapolis, IN 46208 USA. +1 (317) 655-9796. iTravelInsured Insurance Services CA Non-Resident Producer License No. 0F17093.
This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.
This brochure contains many of the valuable trademarks, names, titles, logos, images, designs, copyrights, and other proprietary materials owned, registered and used by the administrator and its representatives throughout the world.
Version:
CM00501393A210511
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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