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Safe Travels International

5 Days to 2 Years

Safe Travels International Highlights

  • Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
  • Persons traveling outside their home country but not to the United States
  • Unexpected recurrence of a Pre-Existing Medical Condition
  • Up to $1,000,000 in Primary emergency medical coverage
  • Coverage from 5 days to 1 year
  • Renewable with uninterrupted coverage for up to 24 consecutive months
  • Athletic sports coverage available
Benefits of Coverage
Emergency Medical & Hospitalization$50,000, $100,000, $250,000, $500,000 or $1,000,000
Unexpected Recurrence of
a Pre-Existing Condition
Included
Hospital Room & Board Charge100%
ICU Room & Board Charge100%
Outpatient Medical100%
Doctor Visits, X-rays, Prescriptions, Ambulance100%
Emergency Medical Treatment of Pregnancy$2,500
Mental or Nervous Disorders$2,500
Physiotherapy/Physical Medicine/Chiropractic$50 per visit per day
(10 visits)
Dental Treatment$500
Deductible Options$0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
Co-insurance100%
Emergency Medical Evacuation100%
Political/Natural Disaster Evacuation$25,000
Repatriation of Remains100%
Emergency Reunion$15,000
Return of Minor Children or Travel Companion$5,000
Trip Interruption$7,500 per Policy Period
Lost Baggage$1,000
AD&D$25,000 or $10,000
(age dependent)
24/7 Emergency AssitanceIncluded

For descriptions of benefits see Your Guide to Understanding Plan Coverage Descriptions

Optional Upgrades
AD&D$50,000, $100,000, $250,000, $500,000, or $1,000,000
Athletic Sports CoverageSome Sports Covered
Refer to Optional Upgrades Rate Chart

Athletic sports coverage

Provides coverage for injuries incurred during amateur, Club, Intramural, Interscholastic, Intercollegiate activities such as archery, tennis, swimming, cross country, track, volleyball golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, football (no division 1), gymnastics, hockey, karate, lacrosse, polo, rowing, rugby and soccer. Any athletic sport not listed is excluded from this policy unless the activity is noncontact and engaged in by you solely for leisure, recreation, entertainment, or fitness purposes only.

Coverage Specifics

Accident Medical Expense Benefit Premium Rates

Maximum Limit$50,000$100,000$250,000$500,000$1,000,000
Up to age 21$0.63$0.80$0.83$0.87$0.97
22 to 29$0.93$1.07$1.17$1.30$1.47
30 to 39$1.10$1.30$1.50$1.73$2.00
40 to 49$1.90$2.13$2.23$2.40$2.67
50 to 59$3.30$3.77$3.90$4.07$4.27
60 to 64$4.13$4.97$5.17$5.43$6.13
65 to 69$4.83$5.30$5.40$5.57$6.33
70 to 79$7.27$10.23N/AN/AN/A
80 and older$12.73N/AN/AN/AN/A

Persons up to age 64 are eligible for all plans
Persons age 65 to 79 are eligible for $50,000 or $100,000
Persons age 80 to 99 and over are eligible for the $50,000 plan only.

Deductible Options
Deductible$0$50$100$250$500$1000$2500$5000
Factor1.301.201.101.00.90.80.70.60

Optional Upgrades

Athletic Sports Coverage:
1.20 x the daily base plan rate + monthly Sports Class rate

  • Class 1 Sports: Rate $0 per month
    Archery, Tennis, Swimming, Cross Country, Track, Volleyball & Golf
  • Class 2 Sports: Rate $26 per month
    Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby & Soccer

24 Hour AD&D:

  • $50,000 - $0.25 per day - All Ages
  • $100,000 - $0.50 per day- Ages 19-79
  • $250,000 - $1.75 per day - Ages 19-69
  • $500,000 - $4.00 per day - Ages 19-69
  • $1,000,000 - $8.00 per day - Ages 19-69

Policy cancellation and refund

100% refund for policies cancelled prior to the effective date; partial refund for policies cancelled after the effective date. All cancellations must be submitted in writing and are based on the date received.

Travel Assistance Services

24-hour travel assistance services are provided by GBG Assist.

Other Details

  • Plan may be purchased before departure or after travel has begun. The effective date is based on the date requested and once payment has been received.
  • Plan rates are per person and based on age of traveler at the time of enrollment.
  • Rates are subject to change prior to enrollment.
  • Coverage from 5 days to 1 year; renewable up to 2 years.

Benefits listed are per person and describe all of the travel insurance benefits, underwritten by GBG Insurance Limited. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, see the Certificate Wording. You will receive a Certificate of Insurance depending on your country of residence and description of 24-hour emergency assistance services which describes the benefits and limitations in detail.

Administrator

Trawick International Inc.
Post Office Box 2284
Fairhope, AL 36533

Underwriter

GBG Insurance Limited
Channel Islands - Guernsey
Global Benefits Group
26741 Portola Pkwy, Suite 1E #527
Foothill Ranch, CA 92610

FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470
Website: www.insubuy.com

Version: 06/12/2018

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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