Please call us at toll-free +1 (866) INSUBUY or +1 (972) 985-4400.
WhatsApp: +1 (972) 795-1123
Our working hours: US Central Time
{{allSevenDays}} US Central Time, 7 days a week.
Email us at: ofni
We will give you a call back at +{{form.isdCode}}-{{form.phoneNumber}}.
We can call you at your convenience, fill out the form below.
Name should not contain numbers or special characters.
Phone Number is required.Cannot contain special characters.Phone number should contain at least one number.
The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
International health insurance for expats, also known as expatriate health insurance, provides long term medical coverage for individuals and families that spend most of their time outside the U.S., such as expatriates, retirees, global employees or local nationals.
Domestic health insurance plans in many countries provide a limited coverage and may not provide any coverage outside that country. Healthcare quality can also vary in many countries.
Expatriates and employees of multinational companies may be assigned to another country with little notice. If insurance is purchased from a local insurance company, it is likely that the coverage can't be used in another country. If you move or were transferred to another country, you would have to purchase a new insurance plan, which would exclude any pre-existing condition.
Moreover, if the treatment you need is not available in your local country, you should be able to go to another country where you can be treated. For example, many US citizens retire in Mexico, Costa Rica, Belize and other popular retirement countries, they spend the majority of their time there but return to the US for short durations. If they have a major health issue, they likely prefer to fly to the US to receive the best medical care they can. Local health insurance plans simply can't provide such flexibility.
On the other hand, international health insurance coverage provides flexibility to receive the best treatment wherever it is available (within the geographic area you selected at the time of application), no matter where you are transferred.
Buying one insurance plan for all of your global employees, even if they work in different countries, is relatively painless for an employer to administer.
International health insurance for US citizens abroad provides substantial medical coverage for anyone living or working outside their country of citizenship. The plans are not Affordable Care Act (ACA) compliant, this means the plans are medically underwritten and pre-existing conditions may or may not be covered. Some plans may cover pre-existing conditions with a higher premium, or altogether exclude them. Other plans reduce your pre-existing conditions coverage waiting period with proof of prior creditable coverage.
International medical insurance plans are different from travel medical insurance plans, which are simply short term medical insurance plans.
International health insurance plans may also provide various benefits such as maternity, wellness checkups, preventive care, dental, vision, life insurance, and alternative therapies such as acupuncture, aromatherapy, as well as many other coverages.
Of course, international health insurance plans include coverage for emergency medical evacuation and repatriation of remains, which domestic health insurance plans would simply not cover. These benefits are extremely helpful when in need of medical treatment, wherever it is available and getting the body back home in case of death abroad.
Even though international health insurance plans provide a lot of coverage, each plan has exclusions. It is a good idea to read the details of each policy carefully to make sure that it would meet your needs.
In order to purchase international health insurance, employers don't need to be a large company. Any employer, of any size can qualify to purchase such plans.
International health insurance plans are renewable as long as you continue to meet the eligibility requirements. Even though the premiums would generally be higher with every renewal, such increases are not specific to each insured but to the entire class of people.
Even though a primary insured, spouse and dependent children can apply using one application, each person will be provided with a separate insurance ID number and ID card. The policy maximum is also per person.
Anyone spending 6 months or more outside the U.S. should consider purchasing international health insurance plan for major medical coverage and great flexibility.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More