Expatriate, Missionary and Marine

British Expatriate Insurance

British Expatriate Insurance

Introduction to British Expat Insurance

British Expatriate Insurance is important for any British Citizen traveling or living outside the U.K.

British citizens are covered by the NHS (National Health Insurance System) while they are in the U.K.; therefore, the majority of people in the U.K. do not have private health insurance as NHS takes care of the majority of their medical needs. British expats also receive coverage in many parts of Europe while living outside the U.K.

However, when British expats are traveling or living outside of that area, NHS does not provide health cover. Therefore, it would be wise to buy an appropriate travel or health insurance plan for British expatriates.

Travel Medical Insurance

If you are a British expat traveling for a short duration (which can actually be from 5 days to 3 years), it would be in your best interest to purchase a short term travel medical insurance policy that would provide coverage for eligible medical expenses and other travel related benefits such as emergency medical evacuation, repatriation of remains and loss of checked luggage.

You can purchase travel health insurance online. It is available to anyone traveling internationally outside the U.S. It is NOT limited to the U.S. citizens traveling abroad. You can even purchase after departing from your home country.

Whether you are traveling from Australia to Fiji or traveling from Germany to Canada or anywhere else in the world, these insurance plans are available.

However, If you are traveling to the U.S., you may want to consider visitors insurance instead.

Travel Insurance

If you are taking a trip overseas and would like trip cancellation and curtailment cover, you should look at trip cancellation insurance. It will provide emergency medical cover, emergency evacuation cover and repatriation of remains cover along with baggage delay, travel delay, loss of checked luggage and many other benefits. Previously, these plans were only available to U.S. residents, we now have plans available for everyone traveling anywhere.

New Immigrants to USA

New immigrants to the US are expected to have PPACA compliant health insurance (Obamacare). However, if you are not eligible for any of these reasons:

  • have not been a resident of the U.S. for a certain duration
  • don't have a social security number
  • don't qualify outside the open enrollment period
  • you are not eligible for Medicare or other domestic insurance

You should consider purchasing new immigrant insurance until you are eligible to enroll into long term domestic health insurance.

Expatriate Health Insurance

If you are going to stay overseas for one year or longer, and you expect to stay outside the U.S. at least 6 months out of the year, you should purchase a long term, annually renewable major medical plan, popularly known as expatriate health insurance.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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