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Expatriates Worldwide Medical Insurance plans are suitable for people that live outside of the U.S. for more than 6 months in a given year. U.S. and non-U.S. citizens are both eligible to purchase these plans; non-U.S. citizens can purchase the worldwide medical insurance even while still living in their citizenship country. You can choose either coverage areas, World Wide or Worldwide Excluding U.S. /Canada; the premium for coverage excluding the U.S. will be less than coverage including the U.S.
These plans are not meant for people planning to visit the USA for a short duration; if you are coming for a short visit, please look at the insurance plans in the Visitors to USA section.
Comprehensive Coverage
Plans 
Plan
Details
- After deductible, payment varies based in/out network and in/out U.S.
- Details:
Brochure
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Certificate Wording
- Direct Billing: Through
BlueCross BlueShield PPO Network (In U.S.)
- Paper Application
- Annually Reenrollable and Refundable
- Underwriter: 4 Ever Life International
Comments
- Payment can be made monthly.
- Available in every U.S. State.
Plan
Details
- Coverage varies based on the plan: Bronze, Silver, Gold, Gold Plus, Platinum
- Details:
Brochure
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Benefits
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Certificate Wording
- Direct Billing: Through
UnitedHealthcare PPO Network (In U.S.)
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Paper Application
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Country Restrictions
- Diabetes Questions
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List Bill Forms
- Underwriter: Sirius International
Comments
- Payment can be made monthly, quarterly, semi-annually or annually
Fixed Coverage Plans 
Plan
Details
- Coverage varies based on the plan: Bronze, Silver, Gold, Gold Plus, Platinum
- Details:
Brochure
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Benefits
|
Certificate Wording
- Direct Billing: Through
UnitedHealthcare PPO Network (In U.S.)
-
Paper Application
|
Country Restrictions
- Diabetes Questions
|
List Bill Forms
- Underwriter: Sirius International
Comments
- Payment can be made monthly, quarterly, semi-annually or annually
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