Worldwide Medical Insurance

For people living abroad, usually outside their native country.

Worldwide medical insurance plans are suitable for people that primarily live outside the US for more than 6 months in a given year. US and non-US citizens are both eligible to purchase these plans. Non-US citizens can purchase worldwide health insurance even while still living in their country of citizenship. Expat health insurance allows you to choose from several coverage areas.

These plans are not meant for people planning to visit the USA for a short duration. If you are visiting USA temporarily, please look at the insurance plans in the Visitors to USA section.

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    Global Medical Insurance®

    Underwriter: SiriusPoint Specialty Insurance Corporation


    Coverage varies based on the plan: Bronze, Silver, Gold, Platinum

    Direct Billing

    • Included


    Underwriter: Lloyd's


    After deductible, you pay 20% of the first $5,000 of eligible expenses, rest covered at 100% up to policy maximum.
    Outside U.S. / Canada: After deductible, plan pays 100% to policy maximum

    Direct Billing

    • Essential: $50,000; $25,000 for ages 65 and older Enhanced: $110,000; $55,000 for ages 60 and older
    • Essential: $25,000 Enhanced: $30,000
    • Excluded

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    Did you know?

    Prices are regulated by law.

    You cannot find a lower price anywhere for the same product.

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    Why buy insurance from Insubuy?

    Same Price. Better Service.®

    There are many advantages in purchasing from Insubuy and no disadvantages.

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    Visiting USA?

    Healthcare costs are very high in the U.S.

    Buy U.S. based visitors insurance and enjoy your trip.

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    Traveling abroad?

    Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

    Purchase travel medical insurance that includes emergency medical evacuation.

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    New immigrant to USA?

    You are not eligible to enroll in Medicare for the first 5 years.

    Purchase new immigrant medical insurance to bridge the gap.

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    Going on a vacation?

    You could lose your non-refundable trip costs if you had to cancel your trip.

    Buy a trip cancellation insurance package plan and be worry-free.

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    Are you an exchange visitor to USA?

    The U.S. Department of State requires all J visa holders to purchase compliant insurance.

    Buy J visa medical insurance to meet your requirements.

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    Traveling to Europe?

    Schengen countries require most non-US citizens to purchase Schengen visa insurance.

    Make an instant purchase online and get instant visa letter.

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    Traveling frequently throughout the year?

    You don't need to purchase travel insurance for every trip.

    Purchase annual multi trip travel insurance for your travels.

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    International student in the U.S.?

    Most schools require international students to purchase health insurance.

    Purchase international student health insurance that meets most school requirements.

    Learn More