What is Group Travel Medical Insurance?

Group travel medical insurance typically provides all of the same coverage as individual travel medical insurance, but it’s only available for groups of five or more, and costs about 10% less compared to standard travel medical insurance. Travel insurance for groups is appropriate when you are traveling on a scheduled group to one or more international destinations, as well as a few other scenarios. 

Why Do I Need Group Travel Medical Insurance?

Group travel insurance simplifies planning your trip. Instead of each person in a traveling group filling out their own insurance application and making their own payment, group travel insurance plans allow one application and one payment for everyone in the group. This makes it ideal for:

  • Tour operators that routinely organize foreign trips.
  • Companies that regularly send groups of employees to international destinations.
  • Church administrators who send missionaries outside their home countries.

What is Covered in Group Travel Medical Insurance?

The best group travel insurance can offer all of the same coverage as individual travel insurance for a cheaper price. This can include coverage for things like:

Factors That Impact the Cost of Group Travel Insurance

It’s important to keep in mind that everyone covered by the group insurance will have the same coverage. This means that if one person needs hazardous sports coverage and the other 10 do not, you will still need to pay for hazardous sports coverage (or any other additional coverages) for the entire group.

Other factors that can impact the cost of group travel insurance include the destination, duration of the trip, number of insureds, and the level of coverage you’re purchasing. 

You can easily get group travel insurance quotes for various plans right here using Insubuy’s convenient travel insurance marketplace.

Frequently Asked Questions About Group Medical Travel Insurance

How much does group travel insurance cost?

The cost of group travel insurance will vary depending on the number of individuals, the destination, the duration of the trip, and the level of coverage desired. However, it is typically about 10% cheaper than individual travel medical insurance for the same coverage.

Is it better to buy travel insurance as a group or individual?

Whether you should buy group or individual travel insurance depends on your needs. For instance, if only one person in your group needs hazardous sports coverage and the others do not, it may be best to allow them to buy their own insurance and only insure the other travelers with group insurance.

However, if you have a group of five or more who are able to accept the same coverage, a group travel medical insurance plan can be an excellent option. 

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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