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Self and spouse wish to travel/visit U S A for two months starting April/ May 2020. My self and my spouse wish to travel/visit the US for two months in April/May 2020. We are 76 and 68 years old and wish to know if we are eligible for medical coverage at our age. If so, are pre-existing conditions covered and are there any limitations?


Please be advised that it will not be an issue purchasing a visitors insurance plan, but due to yourself and spouse being different ages at the time the insurance coverage is active you would be unable to be under the same application. This does not mean that you would need to purchase separate plans, but that you would need to do two separate applications due to the age group restrictions.

As far as pre-existing conditions go, there is no coverage available on the market for visitors at this point in time. All the plans on the market are meant to cover new injuries and new illnesses that would manifest after the policy effective date. Nothing pre-existing, preventative or routine is covered under any of the plans. There is however a benefit for the Acute Onset of Pre-Existing Conditions available under some plans that you might find interesting. Below are the links regarding the information for that benefit:

My recommendation for both of you would be purchase the Safe Travels USA Comprehensive plan. You will be able to view that plan as well as get quotes here.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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