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New Immigrant Insurance

Question:

I am a UK citizen in the USA currently awaiting approval of my green card application which is in process. I have been in the USA since June 2018 and submitted my application on September 2018, based upon my wife (and children) being US citizens. I expect my application to be approved sometime in the next 10 months or so. In the interim period I have decided purchase comprehensive health insurance and have found your website. Before purchase I have two initial questions: 1 Your Insubuy website advertising suggests that your product is suitable for those awaiting approval of a green card application (i.e. no social security number). Is that correct? 2 The online quote suggests that insurance is not extendable. Can you explain what happens is some health issue arises towards the end of the policy period. Does coverage for any ongoing treatment suddenly stop with no prospect of extension or insurance renewal?

Answer:

There are a few options that you can take a look at for coverage. 

The plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. 

There is a plan called Safe Travels USA Comprehensive that will cover you until you receive approval for your Green Card. This plan will be renewable in the event you need to extend for an additional period. 

There is also a plan called International Major Medical ( I believe that you are referring to this plan in your email) that will also cover you while awaiting your Green Card approval. This plan is however not renewable or refundable in the event of needing to extend the plan or cancel. 

If you have any additional questions about either of these plan options please feel free to call our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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