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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
OPT stands for Optional Practical Training.
Post-completion OPT is a work permit (or employment authorization) given to F-1 students who have finished their studies and are no longer taking full time classes. OPT is given for a duration up to 12 months (extendable to 36 months for STEM students) and provides recent graduates to put the knowledge gained in the classroom into a practical work experience.
Most schools do not provide health insurance to persons on OPT. And some schools that offer insurance to persons on OPT are very expensive, typically around $200 per month. Such persons are not eligible for international student health insurance products either as they require students to be enrolled full-time in school and taking classes on full-time basis.
Many domestic companies may not offer insurance to such persons because they require that the person be a either U.S. citizen, permanent resident (green card holder), and/or be resident of a U.S. for a certain duration.
However, as the health insurance expenses are very high in the USA, it would definitely be worthwhile to purchase a short term health insurance plan until a person on OPT gets a job and is eligible to enroll in an employer-sponsored health insurance plan.
Fortunately, we offer several products that are low cost, that would suit your needs and you would be eligible to purchase such products. Depending upon your requirements, one of them could be the best health insurance for OPT students in your particular situation.
As OPT insurance products can be purchased for any duration from 5 days up to 2 or 3 years, you can buy the insurance for the exact duration you need and continue to renew it until you can enroll in an employer-sponsored health insurance plan.
OPT insurance plans will cover any new medical conditions, injuries or accidents that may occur after the effective date of the insurance. OPT health insurance plans will not cover any pre-existing conditions, preventive check ups, maternity, birth control, immunizations, dental or vision.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More