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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
As COVID-19 infections and hospitalizations largely continue to decrease around the world, people are interested again in visiting the U.S. Many people would like to invite their parents and in-laws to come visit them and spend some time with family in the U.S. However, everyone is also concerned about COVID-19 health insurance coverage—about the costs of test and treatment in case their loved ones were to get infected with coronavirus while on their trip. They are looking for the best medical insurance for visitors to the USA, the best international travel insurance that covers COVID-19, and the best visitor insurance for parents visiting the USA.
Fortunately, there are several excellent COVID-19 visitors insurance plans available that can provide coronavirus coverage just like any other new medical condition that occurs after the effective date of the policy.
Even though many visitors insurance plans provide coronavirus coverage, three plans are among the best: Safe Travels USA Comprehensive, Patriot America Plus, and Atlas America. Comparing them side-by-side will help you pick the most suitable plan for your specific needs.
Safe Travels USA Comprehensive | Patriot America Plus | Atlas America | |
---|---|---|---|
BUY | BUY | BUY | |
COVID-19 Coverage | Covered like any other new medical condition that occurs after the effective date of the policy. | Covered like any other new medical condition that occurs after the effective date of the policy. | Covered like any other new medical condition that occurs after the effective date of the policy. |
Eligibility | Non-U.S. citizens temporarily visiting the U.S. Cannot be U.S. citizen or greencard holder. | Non-U.S. residents, greencard holders, and U.S. citizens temporarily visiting the U.S. | Non-U.S. citizens temporarily visiting the U.S. Cannot be U.S. citizen or greencard holder. |
Coverage Area | Outside the home country, including U.S. and during travel time. | Outside the home country, including U.S. and during travel time. | Outside the home country, including U.S. and during travel time. |
PPO Network | First Health PPO | United Healthcare PPO | United Healthcare PPO |
Acute Onset of Pre-Existing Conditions | To policy maximum (cardiac $25,000) for ages < 70: $35,000 (cardiac $15,000) for ages 70-89 | To policy maximum (including cardiac) for ages < 70 | To policy maximum for ages < 80 |
Urgent Care Copay | $30 | $25 (waived with $0 deductible) | $15 (waived with $0 deductible) |
Coverage Duration | 5 days to 364 days | 5 days to 2 years | 5 days to 364 days |
DETAILS | DETAILS | DETAILS |
Of course, each insurance plan comes with its own terms and conditions, including benefit details and exclusions. Therefore, you should review the certificate wording (available through the “DETAILS” link above) for further details before deciding which insurance plan to purchase. If you have any questions or would like to discuss your specific situation, you can contact us during our business hours to speak with a licensed insurance representative.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More