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My father (84) and mother (74) will be visiting us from September 7, 2019 through January 11, 2020. Although neither has any history of stroke or heart disease, we would prefer to get a visitor's insurance plan that covers pre-existing conditions for maximum peace of mind. Possibly looking at USD 50K to USD 75K in coverage value each. Can you suggest some policy options and premiums at the earliest? I'd like to make a purchase decision within the next few days well before they arrive in the United States on the 7th of September.


Thank you for contacting Insubuy for your insurance needs. There are no visitors insurance plans that will provide coverage for a pre-existing condition, but there are plans that will provide coverage for an acute onset of pre-existing conditions. Based on the information provided we would recommend two different plans for your parents. For your father, we would recommend the Safe Travels USA Comprehensive plan, and the Atlas America plan for your mother. You may purchase these plans online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know. 

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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